تداول من أي مكان، في أي وقت

حمّل التطبيق، سجّل حسابك، وتداول الأسهم المتوافقة مع الشريعة.

Excellent 4.3 out of 5

Islamic savings with up to 6% expected profit p.a.

Grow your wealth with Shariah-compliant Murabaha savings plans, with up to 6% expected profit p.a. from assets you’re proud to own. T&Cs apply.

Sheikh Muhammad Ahmad Sultan
Regulated by ADGM FSRA

ADGM FSRA · Permission 250032

Sheikh Muhammad Ahmad Sultan
Shariah Supervisory Board

3 scholars oversee everything

Sheikh Muhammad Ahmad Sultan
Certified fatwa

Download it anytime

Sheikh Muhammad Ahmad Sultan
Shariah Supervisory Board

3 scholars approve our Shariah methodology

Sheikh Muhammad Ahmad Sultan
Regulated by ADGM FSRA

ADGM FSRA. Permission 250032

A man and woman in traditional Middle Eastern attire smiling at a young girl in a blue dress with a backpack inside a modern home with a gray concrete wall and a wooden staircase.

How it works

Here's how to open a Murabaha savings plan with up to 6% expected profit p.a. from Shariah-compliant assets.

Pick your perfect savings plan

Pick a plan tier that works for your circumstance based on how long you’re happy to let your money work.

Decide the amount that will work for you

Decide how much you’re able to put to work towards your growth.

Watch it grow

Track your Halal earnings. These earnings will only ever come from Halal trades and contracts. We re-check them everyday, because we’re just as invested in them staying Halal.

Start saving Halal

Four plans. One Halal way to earn.

Whether you're starting with $1,000 or a larger amount, explore a savings plan that suits your goals.

Platinum

up to
6.00%
expected profit p.a.
Deposit: $500,000 to $999,999
Terms: 3, 6 or 12 months
No management fees eating into your expected profit.
Calculate Platinum Profit

Gold

up to
5.50%
expected profit p.a.
Deposit: $100,000 to $499,999
Terms: 3, 6 or 12 months
No management fees eating into your expected profit.
Calculate Gold Profit

Silver

up to
5.00%
expected profit p.a.
Deposit: $10,000 to $99,999
Terms: 1, 3, 6 or 12 months
No management fees eating into your expected profit.
Calculate Silver Profit

Bronze

up to
4.50%
expected profit p.a.
Deposit: $1,000 to $9,999
Terms: 1, 3, 6 or 12 months
No management fees eating into your expected profit.
Calculate Bronze Profit

Expected profit rates, agreed in your Murabaha contract and disclosed before you commit. As with any investment, capital is at risk. Tabadulat is not a bank. T&Cs apply.

We won’t let you invest in non-Shariah compliant assets

That’s how committed we are to building wealth the Halal way. We’re just as invested as you in Shariah Compliance.

متوافق مع الشريعة في الأساس.

يتبع الفحص معايير هيئة المحاسبة والمراجعة للمؤسسات المالية الإسلامية (أيوفي) وتشرف عليه هيئة الرقابة الشرعية لدينا.

Sheikh Muhammad Ahmad Sultan

الشيخ محمد
أحمد سلطان

Sheikh Muhammad Ahmad Sultan

الشيخ د. إرشاد
أحمد إعجاز

Sheikh Muhammad Ahmad Sultan

الشيخ د. صلاح فهد
الشلهوب

Sheikh Muhammad Ahmad Sultan

الشيخ محمد أحمد سلطان

ماجستير في الفقه وأصول الفقه • أكثر من 15 عامًا في التمويل الإسلامي بالخليج

Sheikh Dr. Irshad Ahmad Aijaz

الشيخ د. إرشاد أحمد إعجاز

دكتوراه، جامعة دار العلوم • رئيس اللجنة الاستشارية الشرعية، بنك الدولة الباكستاني

Sheikh Dr. Salah Fahad Al Shalhoob

الشيخ د. صلاح فهد الشلهوب

دكتوراه، جامعة إدنبرة • أستاذ مساعد، جامعة الملك فهد للبترول والمعادن

Page 1 of the Shariyah Review Bureau Opinion on Sharia Compliance issued to Tabadulat Limited, UID TBD-4392-02-02-07-25

فتوانا منشورة للعموم. اقرأها، ثم تحقّق منها لدى الجهة المُصدِرة بخطوة واحدة

تحميل الفتوى (PDF)

Earn more
with Tabadulat

A savings account pays you a fraction of a percent. Tabadulat shares the profit from approved Murabaha plans.
Download the app
0.01%

HSBC UAE

3%

WIO

4.2%

Sarwa

Up to 6% p.a.

Tabadulat

Rates as published by each provider on 22 October 2026 for UAE savings products. HSBC UAE, Wio and Sarwa figures are the interest or profit rates those providers advertise. Tabadulat’s figure is the expected profit rate on a 12-month Platinum Murabaha plan, agreed in your contract and not guaranteed. This is not a like-for-like comparison. Tabadulat is not a bank. T&Cs apply.

How Tabadulat Savings compares

Profit agreed before you deposit, no management fees and no salary transfer. See how it stacks up against the usual options.

Feature
Tabadulat Savings
Islamic bank savings
Halal money market funds
Profit known upfront
Tabadulat Savings
Yes, agreed upfront as an expected rate
Islamic bank savings
Typically expected/variable
Halal money market funds
Projected
Salary transfer required
Tabadulat Savings
No
Islamic bank savings
Often for highest rates
Halal money market funds
No
Management fee
Tabadulat Savings
0%
Islamic bank savings
Typically none
Halal money market funds
May apply
Promotional rate required
Tabadulat Savings
No
Islamic bank savings
Highest rates may be promotional
Halal money market funds
No
Choice of fixed terms
Tabadulat Savings
1, 3, 6 & 12 months
Islamic bank savings
Varies
Halal money market funds
No fixed term
Shariah-compliant structure
Tabadulat Savings
Commodity Murabaha
Islamic bank savings
Mudaraba/Wakala
Halal money market funds
Shariah-compliant fund

See what your money could earn. Halal.

Enter an amount, pick a plan and a term, and watch your expected profit* and your total at maturity update as you go. No riba, no management fees, and nothing to commit until you're ready.
How Murabaha works

Get answers to popular questions

Unlike other options, the more you know about Tabadulat, the more you’ll like us.

Abdul Online How is my portfolio doing? You're up 4.8% this month 📈 Ask anything...

Other way to invest your money

Trade, Invest and Grow all keep your money working and halal. They differ in how hands-on you are and where the gains come from.

Man wearing traditional Middle Eastern attire sitting on a beige sofa looking at a smartphone displaying a green upward trending graph.

Trade

Trade Halal stocks and ETFs.
Earn from price gains 0% commission on US stocks.
Learn more
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Invest

Build a portfolio from $1.
Build long-term wealth with a clear conscience through Shariah-Compliant Investment options.
Learn more
A man and woman in traditional Middle Eastern attire smiling at a young girl in a blue dress with a backpack inside a modern home with a gray concrete wall and a wooden staircase.

Earn

Up to 6% expected profit p.a.
Earn from Murabaha, agreed upfront. T&Cs apply.
Learn more

Got Questions?
We've Got Answers!

We're here to help! Reach out to us anytime, and we'll get back to you as soon as possible.

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Clear conscience investing.
Keep your money working for you and keep your conscience clear with Tabadulat. Shariah-compliant portfolio.
Capital at risk.