Is USIO, Inc. USIO stock halal to invest in?

Yes, as of August 2026, USIO, Inc. stock (USIO) is classified as a Shariah compliant stock. This verdict follows the screening methodology of AAOIFI (the Accounting and Auditing Organization for Islamic Financial Institutions), whose Shariah Standard No. 21 is the leading global benchmark for screening halal stocks. USIO, Inc. currently passes all four AAOIFI financial screens: non-permissible income remains below 5% of total revenue, interest-bearing investments and interest-bearing debt each remain below 30% of market capitalisation, and the company has no impermissible preference share structure. The stock's current purification factor is 99.14%. Compliance is reassessed every month as updated screening data arrives, and a stock's status can change when new financial reports are released. You can always check the current status of USIO, Inc. and explore other Shariah compliant stocks in the Tabadulat app.

How often is USIO, Inc. USIO reviewed for Shariah compliance?

Tabadulat reviews USIO, Inc. USIO for Shariah compliance every month. Each review applies the AAOIFI Shariah Standard No. 21 methodology, screening the company's business activities, non-permissible income, interest-bearing investments, interest-bearing debt, and preference shares, against the company's latest available financial data. The process operates under the direct supervision of Tabadulat's dedicated Shariah Supervisory Board of Islamic finance scholars. Because compliance depends on financial ratios that move with market capitalisation and reported results, a stock's status can change from one review to the next. Monthly screening ensures the status shown for USIO, Inc. reflects current financial data rather than an outdated assessment, and Tabadulat app users are notified if a holding in their portfolio becomes non-compliant.

Does USIO, Inc. USIO pass the AAOIFI Non Permissible Income criteria?

Yes, as of August 2026, USIO, Inc. stock (USIO) passes the AAOIFI non-permissible income screen. Under AAOIFI Shariah Standard No. 21, income from impermissible sources (such as interest or riba, conventional financial services, alcohol, gambling, or tobacco) must remain below 5% of a company's total revenue. USIO, Inc.'s income from non-permissible sources is currently within this 5% threshold. Even permissible levels of incidental impure income should still be purified: investors donate the corresponding share of dividends to charity, as reflected in the stock's purification factor. This screen is reassessed monthly using the company's latest financial disclosures.

Does USIO, Inc. USIO pass the AAOIFI Interest Bearing Investments criteria?

Yes, as of August 2026, USIO, Inc. stock (USIO) passes the AAOIFI interest-bearing investments screen. Under AAOIFI Shariah Standard No. 21, the cash a company places in interest-earning instruments (such as conventional deposits, bonds, treasury bills and money-market funds) must remain below 30% of its market capitalisation. This limit ensures shareholders are not materially profiting from riba (interest). USIO, Inc.'s interest-bearing investments are currently within the 30% threshold. Because the ratio is measured against market capitalisation, it can move with the share price as well as the balance sheet, which is why Tabadulat rescreens the stock every month.

Does USIO, Inc. USIO pass the AAOIFI Interest Bearing Debt criteria?

Yes, as of August 2026, USIO, Inc. stock (USIO) passes the AAOIFI interest-bearing debt screen. Under AAOIFI Shariah Standard No. 21, a company's borrowings that accrue interest (conventional bank loans, bonds and similar riba-based financing) must remain below 30% of its market capitalisation. This cap limits shareholders' exposure to interest-based leverage. USIO, Inc.'s interest-bearing debt is currently within the 30% threshold. Because market capitalisation changes daily, a company's debt ratio can drift toward or away from the limit even without new borrowing, which is why this screen is reassessed every month.

What is the dividend purification factor for USIO, Inc. USIO stock?

As of August 2026, the dividend purification factor for USIO, Inc. (USIO) is 99.14%. Purification (tazkiyah) is the practice of donating to charity the portion of dividend income attributable to incidental non-permissible sources, typically interest earned on a company's cash, and AAOIFI methodology requires it even for fully compliant stocks. The purification factor is the figure halal investors use to work out that donation on USIO, Inc. dividends. It is recalculated with each monthly screening as new financial data arrives, and the Tabadulat app can help you calculate and track purification across your whole portfolio.

Does USIO, Inc. USIO pass the AAOIFI Preference Share screen?

Yes, as of August 2026, USIO, Inc. stock (USIO) passes the AAOIFI preference share screen. AAOIFI Shariah Standard No. 21 prohibits investing in preference shares because they grant holders guaranteed or priority rights to dividends and capital ahead of ordinary shareholders, a structure that conflicts with the Shariah principle that investors should share profit and loss in proportion to their ownership. USIO, Inc. has no impermissible preference share structure affecting its ordinary shares, so the stock is compliant on this criterion. Like all AAOIFI screens, this is verified in each monthly review.

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USIO, Inc.

NASDAQ

Shariah-Compliant

Not Shariah

USIO

About

USIO, Inc.

USIO

Usio Inc. is a provider of integrated electronic payment solutions designed for a wide array of businesses. The company specializes in offering a comprehensive suite of payment processing services that encompass card processing, ACH processing, and prepaid card issuance. Usio Inc. serves various industries, from small to medium-sized enterprises to large organizations, delivering tailored solutions that streamline the collection and disbursement of funds. Prominent features of Usio's offerings include the ability to enhance operational efficiencies and reduce payment processing complexities for clients. Their technologies support sectors such as healthcare, education, utilities, and retail, providing versatile options for merchants to optimize their payment infrastructures. Headquartered in the United States, Usio plays a pivotal role in the broader fintech ecosystem by enabling seamless transactions and financial interactions across multiple platforms. By continually evolving to meet the demands of a digitized economy, Usio Inc. remains a significant contributor to advancing payment technologies, thereby fostering smoother and more secure financial operations for their diverse clientele.

Sector:

Technology

Industry:

Software - Infrastructure

Employees:

107

Website:

https://usio.com

USIO

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USIO, Inc.

About

USIO, Inc.

USIO

Frequently asked questions

Is USIO, Inc. USIO stock halal to invest in?

How often is USIO, Inc. USIO reviewed for Shariah compliance?

Does USIO, Inc. USIO pass the AAOIFI Non Permissible Income criteria?

Does USIO, Inc. USIO pass the AAOIFI Interest Bearing Investments criteria?

Does USIO, Inc. USIO pass the AAOIFI Interest Bearing Debt criteria?

What is the dividend purification factor for USIO, Inc. USIO stock?

Does USIO, Inc. USIO pass the AAOIFI Preference Share screen?

How do I buy USIO stock?

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