Is Regions Financial Corp. RF stock halal to invest in?

No, as of August 2026, Regions Financial Corp. stock (RF) is not currently classified as a Shariah compliant stock. This verdict follows the screening methodology of AAOIFI (the Accounting and Auditing Organization for Islamic Financial Institutions), whose Shariah Standard No. 21 is the leading global benchmark for screening halal stocks. To qualify as halal under this standard, a company must keep non-permissible income below 5% of total revenue, keep both interest-bearing investments and interest-bearing debt below 30% of market capitalisation, and have no impermissible preference share structure. Regions Financial Corp. currently does not meet the threshold for the non-permissible income and interest-bearing investments screens. Because screenings are refreshed monthly as new financial reports are published, a non-compliant stock can regain compliant status if its financial structure changes. You can track the latest status of Regions Financial Corp. and discover Shariah compliant alternatives among the halal stocks in the Tabadulat app.

How often is Regions Financial Corp. RF reviewed for Shariah compliance?

Tabadulat reviews Regions Financial Corp. RF for Shariah compliance every month. Each review applies the AAOIFI Shariah Standard No. 21 methodology, screening the company's business activities, non-permissible income, interest-bearing investments, interest-bearing debt, and preference shares, against the company's latest available financial data. The process operates under the direct supervision of Tabadulat's dedicated Shariah Supervisory Board of Islamic finance scholars. Because compliance depends on financial ratios that move with market capitalisation and reported results, a stock's status can change from one review to the next. Monthly screening ensures the status shown for Regions Financial Corp. reflects current financial data rather than an outdated assessment, and Tabadulat app users are notified if a holding in their portfolio becomes non-compliant.

Does Regions Financial Corp. RF pass the AAOIFI Non Permissible Income criteria?

No, as of August 2026, Regions Financial Corp. stock (RF) does not pass the AAOIFI non-permissible income screen. Under AAOIFI Shariah Standard No. 21, income from impermissible sources (such as interest or riba, conventional financial services, alcohol, gambling, or tobacco) must remain below 5% of a company's total revenue. Regions Financial Corp.'s income from non-permissible sources currently exceeds this 5% ceiling, which makes the stock non-compliant on this criterion regardless of how it performs on the other screens. The screen is reassessed monthly, so the status can change when the company releases new financial statements.

Does Regions Financial Corp. RF pass the AAOIFI Interest Bearing Investments criteria?

No, as of August 2026, Regions Financial Corp. stock (RF) does not pass the AAOIFI interest-bearing investments screen. Under AAOIFI Shariah Standard No. 21, the cash a company places in interest-earning instruments (such as conventional deposits, bonds, treasury bills and money-market funds) must remain below 30% of its market capitalisation. Regions Financial Corp.'s interest-bearing investments currently exceed this 30% limit, meaning too large a share of the company's value derives from riba-based instruments for the stock to qualify as halal on this criterion. The ratio moves with both the balance sheet and the share price, and is reassessed monthly.

Does Regions Financial Corp. RF pass the AAOIFI Interest Bearing Debt criteria?

Yes, as of August 2026, Regions Financial Corp. stock (RF) passes the AAOIFI interest-bearing debt screen. Under AAOIFI Shariah Standard No. 21, a company's borrowings that accrue interest (conventional bank loans, bonds and similar riba-based financing) must remain below 30% of its market capitalisation. This cap limits shareholders' exposure to interest-based leverage. Regions Financial Corp.'s interest-bearing debt is currently within the 30% threshold. Because market capitalisation changes daily, a company's debt ratio can drift toward or away from the limit even without new borrowing, which is why this screen is reassessed every month.

What is the dividend purification factor for Regions Financial Corp. RF stock?

Regions Financial Corp. (RF) is currently classified as not Shariah compliant, so no dividend purification factor applies, because purification factors are calculated only for stocks that pass the AAOIFI screens. Purification (tazkiyah) is the practice of donating to charity the small portion of dividend income that stems from incidental non-permissible sources, such as interest earned on a compliant company's cash deposits. For non-compliant stocks the issue is not purification but eligibility: under AAOIFI Shariah Standard No. 21 the stock does not currently qualify as a halal investment. If Regions Financial Corp. returns to compliance in a future monthly screening, its purification factor will be published alongside its updated status in the Tabadulat app.

Does Regions Financial Corp. RF pass the AAOIFI Preference Share screen?

Yes, as of August 2026, Regions Financial Corp. stock (RF) passes the AAOIFI preference share screen. AAOIFI Shariah Standard No. 21 prohibits investing in preference shares because they grant holders guaranteed or priority rights to dividends and capital ahead of ordinary shareholders, a structure that conflicts with the Shariah principle that investors should share profit and loss in proportion to their ownership. Regions Financial Corp. has no impermissible preference share structure affecting its ordinary shares, so the stock is compliant on this criterion. Like all AAOIFI screens, this is verified in each monthly review.

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Regions Financial Corp.

NYSE

Shariah-Compliant

Not Shariah

About

Regions Financial Corp.

RF

Regions Financial Corporation is a prominent financial services company operating as a bank holding entity. Its primary function is to offer a comprehensive suite of banking and financial products to individuals, businesses, and government entities. The corporation provides personal and commercial banking, wealth management, mortgage products, and insurance services, positioning itself as a multifaceted financial institution. Regions Financial Corporation is deeply entrenched in the southeastern and midwestern United States, influencing various sectors, including real estate, agriculture, and manufacturing through its lending and investment activities. Notable for its regional focus, it plays a critical role in local economic development by providing essential financial services that support regional businesses and consumers. In the financial market, Regions Financial Corporation holds significant market relevance due to its involvement in both retail and corporate banking. The company's commitment to digital banking and innovation reflects its contribution to the evolving landscape of financial services, offering convenience and accessibility to its customers. Headquartered in Birmingham, Alabama, Regions Financial Corporation continues to drive financial growth across its operational territories.

Sector:

Financial Services

Industry:

Banks - Regional

Employees:

19644

Website:

https://www.regions.com

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Regions Financial Corp.

About

Regions Financial Corp.

RF

Frequently asked questions

Is Regions Financial Corp. RF stock halal to invest in?

How often is Regions Financial Corp. RF reviewed for Shariah compliance?

Does Regions Financial Corp. RF pass the AAOIFI Non Permissible Income criteria?

Does Regions Financial Corp. RF pass the AAOIFI Interest Bearing Investments criteria?

Does Regions Financial Corp. RF pass the AAOIFI Interest Bearing Debt criteria?

What is the dividend purification factor for Regions Financial Corp. RF stock?

Does Regions Financial Corp. RF pass the AAOIFI Preference Share screen?

Can I buy Regions Financial (RF) stock on Tabadulat?

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