Is Ohio Valley Banc Corp. OVBC stock halal to invest in?

No, as of August 2026, Ohio Valley Banc Corp. stock (OVBC) is not currently classified as a Shariah compliant stock. This verdict follows the screening methodology of AAOIFI (the Accounting and Auditing Organization for Islamic Financial Institutions), whose Shariah Standard No. 21 is the leading global benchmark for screening halal stocks. To qualify as halal under this standard, a company must keep non-permissible income below 5% of total revenue, keep both interest-bearing investments and interest-bearing debt below 30% of market capitalisation, and have no impermissible preference share structure. Ohio Valley Banc Corp. currently does not meet the threshold for the non-permissible income screen. Because screenings are refreshed monthly as new financial reports are published, a non-compliant stock can regain compliant status if its financial structure changes. You can track the latest status of Ohio Valley Banc Corp. and discover Shariah compliant alternatives among the halal stocks in the Tabadulat app.

How often is Ohio Valley Banc Corp. OVBC reviewed for Shariah compliance?

Tabadulat reviews Ohio Valley Banc Corp. OVBC for Shariah compliance every month. Each review applies the AAOIFI Shariah Standard No. 21 methodology, screening the company's business activities, non-permissible income, interest-bearing investments, interest-bearing debt, and preference shares, against the company's latest available financial data. The process operates under the direct supervision of Tabadulat's dedicated Shariah Supervisory Board of Islamic finance scholars. Because compliance depends on financial ratios that move with market capitalisation and reported results, a stock's status can change from one review to the next. Monthly screening ensures the status shown for Ohio Valley Banc Corp. reflects current financial data rather than an outdated assessment, and Tabadulat app users are notified if a holding in their portfolio becomes non-compliant.

Does Ohio Valley Banc Corp. OVBC pass the AAOIFI Non Permissible Income criteria?

No, as of August 2026, Ohio Valley Banc Corp. stock (OVBC) does not pass the AAOIFI non-permissible income screen. Under AAOIFI Shariah Standard No. 21, income from impermissible sources (such as interest or riba, conventional financial services, alcohol, gambling, or tobacco) must remain below 5% of a company's total revenue. Ohio Valley Banc Corp.'s income from non-permissible sources currently exceeds this 5% ceiling, which makes the stock non-compliant on this criterion regardless of how it performs on the other screens. The screen is reassessed monthly, so the status can change when the company releases new financial statements.

Does Ohio Valley Banc Corp. OVBC pass the AAOIFI Interest Bearing Investments criteria?

Yes, as of August 2026, Ohio Valley Banc Corp. stock (OVBC) passes the AAOIFI interest-bearing investments screen. Under AAOIFI Shariah Standard No. 21, the cash a company places in interest-earning instruments (such as conventional deposits, bonds, treasury bills and money-market funds) must remain below 30% of its market capitalisation. This limit ensures shareholders are not materially profiting from riba (interest). Ohio Valley Banc Corp.'s interest-bearing investments are currently within the 30% threshold. Because the ratio is measured against market capitalisation, it can move with the share price as well as the balance sheet, which is why Tabadulat rescreens the stock every month.

Does Ohio Valley Banc Corp. OVBC pass the AAOIFI Interest Bearing Debt criteria?

Yes, as of August 2026, Ohio Valley Banc Corp. stock (OVBC) passes the AAOIFI interest-bearing debt screen. Under AAOIFI Shariah Standard No. 21, a company's borrowings that accrue interest (conventional bank loans, bonds and similar riba-based financing) must remain below 30% of its market capitalisation. This cap limits shareholders' exposure to interest-based leverage. Ohio Valley Banc Corp.'s interest-bearing debt is currently within the 30% threshold. Because market capitalisation changes daily, a company's debt ratio can drift toward or away from the limit even without new borrowing, which is why this screen is reassessed every month.

What is the dividend purification factor for Ohio Valley Banc Corp. OVBC stock?

Ohio Valley Banc Corp. (OVBC) is currently classified as not Shariah compliant, so no dividend purification factor applies, because purification factors are calculated only for stocks that pass the AAOIFI screens. Purification (tazkiyah) is the practice of donating to charity the small portion of dividend income that stems from incidental non-permissible sources, such as interest earned on a compliant company's cash deposits. For non-compliant stocks the issue is not purification but eligibility: under AAOIFI Shariah Standard No. 21 the stock does not currently qualify as a halal investment. If Ohio Valley Banc Corp. returns to compliance in a future monthly screening, its purification factor will be published alongside its updated status in the Tabadulat app.

Does Ohio Valley Banc Corp. OVBC pass the AAOIFI Preference Share screen?

Yes, as of August 2026, Ohio Valley Banc Corp. stock (OVBC) passes the AAOIFI preference share screen. AAOIFI Shariah Standard No. 21 prohibits investing in preference shares because they grant holders guaranteed or priority rights to dividends and capital ahead of ordinary shareholders, a structure that conflicts with the Shariah principle that investors should share profit and loss in proportion to their ownership. Ohio Valley Banc Corp. has no impermissible preference share structure affecting its ordinary shares, so the stock is compliant on this criterion. Like all AAOIFI screens, this is verified in each monthly review.

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Ohio Valley Banc Corp.

NASDAQ

Shariah-Compliant

Not Shariah

OVBC

About

Ohio Valley Banc Corp.

OVBC

Ohio Valley Banc Corp is a financial holding company that provides a variety of banking services. It serves as the parent company for the Ohio Valley Bank, offering a comprehensive range of financial services including personal and commercial banking, real estate lending, and consumer finance products. With a focus on stability and service, Ohio Valley Banc Corp plays a significant role in supporting local economies by extending financial services tailored to the needs of businesses and consumers alike. The bank operates primarily in Ohio and West Virginia, influencing the regional economic landscape through its local touch and personalized service. Its operations include traditional banking functions, such as deposit gathering and credit creation, which are essential for economic growth and sustainability. By offering customized financial solutions and maintaining close community ties, Ohio Valley Banc Corp contributes significantly to the financial wellbeing of its served regions. Established in 1872, the company has a long-standing history in the banking industry, reflecting a legacy of trust and community involvement that continues to the present day.

Sector:

Financial Services

Industry:

Banks - Regional

Employees:

255

Website:

https://www.ovbc.com

OVBC

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Ohio Valley Banc Corp.

About

Ohio Valley Banc Corp.

OVBC

Frequently asked questions

Is Ohio Valley Banc Corp. OVBC stock halal to invest in?

How often is Ohio Valley Banc Corp. OVBC reviewed for Shariah compliance?

Does Ohio Valley Banc Corp. OVBC pass the AAOIFI Non Permissible Income criteria?

Does Ohio Valley Banc Corp. OVBC pass the AAOIFI Interest Bearing Investments criteria?

Does Ohio Valley Banc Corp. OVBC pass the AAOIFI Interest Bearing Debt criteria?

What is the dividend purification factor for Ohio Valley Banc Corp. OVBC stock?

Does Ohio Valley Banc Corp. OVBC pass the AAOIFI Preference Share screen?

Can I buy Ohio Valley Banc (OVBC) stock on Tabadulat?

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