Is Intercorp Financial Services, Inc. IFS stock halal to invest in?

No, as of August 2026, Intercorp Financial Services, Inc. stock (IFS) is not currently classified as a Shariah compliant stock. This verdict follows the screening methodology of AAOIFI (the Accounting and Auditing Organization for Islamic Financial Institutions), whose Shariah Standard No. 21 is the leading global benchmark for screening halal stocks. To qualify as halal under this standard, a company must keep non-permissible income below 5% of total revenue, keep both interest-bearing investments and interest-bearing debt below 30% of market capitalisation, and have no impermissible preference share structure. Intercorp Financial Services, Inc. currently does not meet the threshold for the non-permissible income, interest-bearing investments and interest-bearing debt screens. Because screenings are refreshed monthly as new financial reports are published, a non-compliant stock can regain compliant status if its financial structure changes. You can track the latest status of Intercorp Financial Services, Inc. and discover Shariah compliant alternatives among the halal stocks in the Tabadulat app.

How often is Intercorp Financial Services, Inc. IFS reviewed for Shariah compliance?

Tabadulat reviews Intercorp Financial Services, Inc. IFS for Shariah compliance every month. Each review applies the AAOIFI Shariah Standard No. 21 methodology, screening the company's business activities, non-permissible income, interest-bearing investments, interest-bearing debt, and preference shares, against the company's latest available financial data. The process operates under the direct supervision of Tabadulat's dedicated Shariah Supervisory Board of Islamic finance scholars. Because compliance depends on financial ratios that move with market capitalisation and reported results, a stock's status can change from one review to the next. Monthly screening ensures the status shown for Intercorp Financial Services, Inc. reflects current financial data rather than an outdated assessment, and Tabadulat app users are notified if a holding in their portfolio becomes non-compliant.

Does Intercorp Financial Services, Inc. IFS pass the AAOIFI Non Permissible Income criteria?

No, as of August 2026, Intercorp Financial Services, Inc. stock (IFS) does not pass the AAOIFI non-permissible income screen. Under AAOIFI Shariah Standard No. 21, income from impermissible sources (such as interest or riba, conventional financial services, alcohol, gambling, or tobacco) must remain below 5% of a company's total revenue. Intercorp Financial Services, Inc.'s income from non-permissible sources currently exceeds this 5% ceiling, which makes the stock non-compliant on this criterion regardless of how it performs on the other screens. The screen is reassessed monthly, so the status can change when the company releases new financial statements.

Does Intercorp Financial Services, Inc. IFS pass the AAOIFI Interest Bearing Investments criteria?

No, as of August 2026, Intercorp Financial Services, Inc. stock (IFS) does not pass the AAOIFI interest-bearing investments screen. Under AAOIFI Shariah Standard No. 21, the cash a company places in interest-earning instruments (such as conventional deposits, bonds, treasury bills and money-market funds) must remain below 30% of its market capitalisation. Intercorp Financial Services, Inc.'s interest-bearing investments currently exceed this 30% limit, meaning too large a share of the company's value derives from riba-based instruments for the stock to qualify as halal on this criterion. The ratio moves with both the balance sheet and the share price, and is reassessed monthly.

Does Intercorp Financial Services, Inc. IFS pass the AAOIFI Interest Bearing Debt criteria?

No, as of August 2026, Intercorp Financial Services, Inc. stock (IFS) does not pass the AAOIFI interest-bearing debt screen. Under AAOIFI Shariah Standard No. 21, a company's borrowings that accrue interest (conventional bank loans, bonds and similar riba-based financing) must remain below 30% of its market capitalisation. Intercorp Financial Services, Inc.'s interest-bearing debt currently exceeds this 30% limit, meaning the company relies on riba-based financing beyond the level AAOIFI permits for a halal investment. A company can return to compliance by reducing debt or through changes in market capitalisation, and the screen is reassessed monthly.

What is the dividend purification factor for Intercorp Financial Services, Inc. IFS stock?

Intercorp Financial Services, Inc. (IFS) is currently classified as not Shariah compliant, so no dividend purification factor applies, because purification factors are calculated only for stocks that pass the AAOIFI screens. Purification (tazkiyah) is the practice of donating to charity the small portion of dividend income that stems from incidental non-permissible sources, such as interest earned on a compliant company's cash deposits. For non-compliant stocks the issue is not purification but eligibility: under AAOIFI Shariah Standard No. 21 the stock does not currently qualify as a halal investment. If Intercorp Financial Services, Inc. returns to compliance in a future monthly screening, its purification factor will be published alongside its updated status in the Tabadulat app.

Does Intercorp Financial Services, Inc. IFS pass the AAOIFI Preference Share screen?

Yes, as of August 2026, Intercorp Financial Services, Inc. stock (IFS) passes the AAOIFI preference share screen. AAOIFI Shariah Standard No. 21 prohibits investing in preference shares because they grant holders guaranteed or priority rights to dividends and capital ahead of ordinary shareholders, a structure that conflicts with the Shariah principle that investors should share profit and loss in proportion to their ownership. Intercorp Financial Services, Inc. has no impermissible preference share structure affecting its ordinary shares, so the stock is compliant on this criterion. Like all AAOIFI screens, this is verified in each monthly review.

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Intercorp Financial Services, Inc.

NYSE

Shariah-Compliant

Not Shariah

IFS

About

Intercorp Financial Services, Inc.

IFS

Intercorp Financial Services Inc. is a financial holding company based in Peru, primarily focused on providing a diverse range of financial products and services. The company's core mission is to enhance financial accessibility in the Peruvian market through its subsidiaries, including Interbank, Interseguro, and Inteligo Group. Interbank focuses on catering to retail banking customers, offering solutions such as savings accounts, loans, and credit cards. Interseguro provides life insurance and annuity products, aiming to protect individuals and their families against financial uncertainties. Inteligo Group specializes in wealth management and brokerage services, addressing the needs of high-net-worth individuals and institutional investors. Intercorp Financial Services Inc. plays a pivotal role in the Peruvian financial landscape by promoting economic growth and fostering financial inclusion across the nation. Its strategic alignment with the broader Intercorp Group allows it to leverage synergies across different sectors, significantly impacting areas such as consumer finance, insurance, and investment services. By contributing to the development of a robust financial infrastructure, Intercorp Financial Services Inc. serves as a key player in modernizing and expanding financial services in Peru.

Sector:

Financial Services

Industry:

Banks - Regional

Employees:

8542

Website:

https://www.ifs.com.pe

IFS

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Intercorp Financial Services, Inc.

About

Intercorp Financial Services, Inc.

IFS

Frequently asked questions

Is Intercorp Financial Services, Inc. IFS stock halal to invest in?

How often is Intercorp Financial Services, Inc. IFS reviewed for Shariah compliance?

Does Intercorp Financial Services, Inc. IFS pass the AAOIFI Non Permissible Income criteria?

Does Intercorp Financial Services, Inc. IFS pass the AAOIFI Interest Bearing Investments criteria?

Does Intercorp Financial Services, Inc. IFS pass the AAOIFI Interest Bearing Debt criteria?

What is the dividend purification factor for Intercorp Financial Services, Inc. IFS stock?

Does Intercorp Financial Services, Inc. IFS pass the AAOIFI Preference Share screen?

Can I buy Intercorp Financial Services (IFS) stock on Tabadulat?

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