Is High Templar Tech Ltd. HTT stock halal to invest in?

No, as of August 2026, High Templar Tech Ltd. stock (HTT) is not currently classified as a Shariah compliant stock. This verdict follows the screening methodology of AAOIFI (the Accounting and Auditing Organization for Islamic Financial Institutions), whose Shariah Standard No. 21 is the leading global benchmark for screening halal stocks. To qualify as halal under this standard, a company must keep non-permissible income below 5% of total revenue, keep both interest-bearing investments and interest-bearing debt below 30% of market capitalisation, and have no impermissible preference share structure. High Templar Tech Ltd. currently does not meet the threshold for the non-permissible income, interest-bearing investments and interest-bearing debt screens. Because screenings are refreshed monthly as new financial reports are published, a non-compliant stock can regain compliant status if its financial structure changes. You can track the latest status of High Templar Tech Ltd. and discover Shariah compliant alternatives among the halal stocks in the Tabadulat app.

How often is High Templar Tech Ltd. HTT reviewed for Shariah compliance?

Tabadulat reviews High Templar Tech Ltd. HTT for Shariah compliance every month. Each review applies the AAOIFI Shariah Standard No. 21 methodology, screening the company's business activities, non-permissible income, interest-bearing investments, interest-bearing debt, and preference shares, against the company's latest available financial data. The process operates under the direct supervision of Tabadulat's dedicated Shariah Supervisory Board of Islamic finance scholars. Because compliance depends on financial ratios that move with market capitalisation and reported results, a stock's status can change from one review to the next. Monthly screening ensures the status shown for High Templar Tech Ltd. reflects current financial data rather than an outdated assessment, and Tabadulat app users are notified if a holding in their portfolio becomes non-compliant.

Does High Templar Tech Ltd. HTT pass the AAOIFI Non Permissible Income criteria?

No, as of August 2026, High Templar Tech Ltd. stock (HTT) does not pass the AAOIFI non-permissible income screen. Under AAOIFI Shariah Standard No. 21, income from impermissible sources (such as interest or riba, conventional financial services, alcohol, gambling, or tobacco) must remain below 5% of a company's total revenue. High Templar Tech Ltd.'s income from non-permissible sources currently exceeds this 5% ceiling, which makes the stock non-compliant on this criterion regardless of how it performs on the other screens. The screen is reassessed monthly, so the status can change when the company releases new financial statements.

Does High Templar Tech Ltd. HTT pass the AAOIFI Interest Bearing Investments criteria?

No, as of August 2026, High Templar Tech Ltd. stock (HTT) does not pass the AAOIFI interest-bearing investments screen. Under AAOIFI Shariah Standard No. 21, the cash a company places in interest-earning instruments (such as conventional deposits, bonds, treasury bills and money-market funds) must remain below 30% of its market capitalisation. High Templar Tech Ltd.'s interest-bearing investments currently exceed this 30% limit, meaning too large a share of the company's value derives from riba-based instruments for the stock to qualify as halal on this criterion. The ratio moves with both the balance sheet and the share price, and is reassessed monthly.

Does High Templar Tech Ltd. HTT pass the AAOIFI Interest Bearing Debt criteria?

No, as of August 2026, High Templar Tech Ltd. stock (HTT) does not pass the AAOIFI interest-bearing debt screen. Under AAOIFI Shariah Standard No. 21, a company's borrowings that accrue interest (conventional bank loans, bonds and similar riba-based financing) must remain below 30% of its market capitalisation. High Templar Tech Ltd.'s interest-bearing debt currently exceeds this 30% limit, meaning the company relies on riba-based financing beyond the level AAOIFI permits for a halal investment. A company can return to compliance by reducing debt or through changes in market capitalisation, and the screen is reassessed monthly.

What is the dividend purification factor for High Templar Tech Ltd. HTT stock?

High Templar Tech Ltd. (HTT) is currently classified as not Shariah compliant, so no dividend purification factor applies, because purification factors are calculated only for stocks that pass the AAOIFI screens. Purification (tazkiyah) is the practice of donating to charity the small portion of dividend income that stems from incidental non-permissible sources, such as interest earned on a compliant company's cash deposits. For non-compliant stocks the issue is not purification but eligibility: under AAOIFI Shariah Standard No. 21 the stock does not currently qualify as a halal investment. If High Templar Tech Ltd. returns to compliance in a future monthly screening, its purification factor will be published alongside its updated status in the Tabadulat app.

Does High Templar Tech Ltd. HTT pass the AAOIFI Preference Share screen?

Yes, as of August 2026, High Templar Tech Ltd. stock (HTT) passes the AAOIFI preference share screen. AAOIFI Shariah Standard No. 21 prohibits investing in preference shares because they grant holders guaranteed or priority rights to dividends and capital ahead of ordinary shareholders, a structure that conflicts with the Shariah principle that investors should share profit and loss in proportion to their ownership. High Templar Tech Ltd. has no impermissible preference share structure affecting its ordinary shares, so the stock is compliant on this criterion. Like all AAOIFI screens, this is verified in each monthly review.

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Qudian, Inc.

NYSE

Shariah-Compliant

Not Shariah

HTT

About

Qudian, Inc.

HTT

High Templar Tech Limited American Depositary Shares represent shares of a consumer-oriented financial technology company based in the People's Republic of China. Founded in 2014 and headquartered in Xiamen, Fujian Province, the company operates under the legacy of Qudian Inc., delivering diverse services including last-mile delivery to logistics firms via its Fast Horse brand, aircraft leasing, technology development, and research and development services. Positioned as an enabler of AI-driven technology, High Templar Tech Limited explores global business opportunities, leveraging its technological expertise and financial capabilities to meet client demands in sectors like consumer finance and credit services. With approximately 262 employees led by CEO Min Luo, it functions within the diversified financials industry, emphasizing innovation in fintech solutions. The company's operations span financial services and logistics support, contributing to the broader ecosystem of technology-enabled commerce and asset management in international markets.

Sector:

Financial Services

Industry:

Credit Services

Employees:

262

Website:

https://www.qudian.com

HTT

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Qudian, Inc.

About

Qudian, Inc.

HTT

Frequently asked questions

Is High Templar Tech Ltd. HTT stock halal to invest in?

How often is High Templar Tech Ltd. HTT reviewed for Shariah compliance?

Does High Templar Tech Ltd. HTT pass the AAOIFI Non Permissible Income criteria?

Does High Templar Tech Ltd. HTT pass the AAOIFI Interest Bearing Investments criteria?

Does High Templar Tech Ltd. HTT pass the AAOIFI Interest Bearing Debt criteria?

What is the dividend purification factor for High Templar Tech Ltd. HTT stock?

Does High Templar Tech Ltd. HTT pass the AAOIFI Preference Share screen?

Can I buy High Templar Tech (HTT) stock on Tabadulat?

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