Is Home Federal Bancorp, Inc. of Louisiana HFBL stock halal to invest in?

No, as of August 2026, Home Federal Bancorp, Inc. of Louisiana stock (HFBL) is not currently classified as a Shariah compliant stock. This verdict follows the screening methodology of AAOIFI (the Accounting and Auditing Organization for Islamic Financial Institutions), whose Shariah Standard No. 21 is the leading global benchmark for screening halal stocks. To qualify as halal under this standard, a company must keep non-permissible income below 5% of total revenue, keep both interest-bearing investments and interest-bearing debt below 30% of market capitalisation, and have no impermissible preference share structure. Home Federal Bancorp, Inc. of Louisiana currently does not meet the threshold for the non-permissible income and interest-bearing investments screens. Because screenings are refreshed monthly as new financial reports are published, a non-compliant stock can regain compliant status if its financial structure changes. You can track the latest status of Home Federal Bancorp, Inc. of Louisiana and discover Shariah compliant alternatives among the halal stocks in the Tabadulat app.

How often is Home Federal Bancorp, Inc. of Louisiana HFBL reviewed for Shariah compliance?

Tabadulat reviews Home Federal Bancorp, Inc. of Louisiana HFBL for Shariah compliance every month. Each review applies the AAOIFI Shariah Standard No. 21 methodology, screening the company's business activities, non-permissible income, interest-bearing investments, interest-bearing debt, and preference shares, against the company's latest available financial data. The process operates under the direct supervision of Tabadulat's dedicated Shariah Supervisory Board of Islamic finance scholars. Because compliance depends on financial ratios that move with market capitalisation and reported results, a stock's status can change from one review to the next. Monthly screening ensures the status shown for Home Federal Bancorp, Inc. of Louisiana reflects current financial data rather than an outdated assessment, and Tabadulat app users are notified if a holding in their portfolio becomes non-compliant.

Does Home Federal Bancorp, Inc. of Louisiana HFBL pass the AAOIFI Non Permissible Income criteria?

No, as of August 2026, Home Federal Bancorp, Inc. of Louisiana stock (HFBL) does not pass the AAOIFI non-permissible income screen. Under AAOIFI Shariah Standard No. 21, income from impermissible sources (such as interest or riba, conventional financial services, alcohol, gambling, or tobacco) must remain below 5% of a company's total revenue. Home Federal Bancorp, Inc. of Louisiana's income from non-permissible sources currently exceeds this 5% ceiling, which makes the stock non-compliant on this criterion regardless of how it performs on the other screens. The screen is reassessed monthly, so the status can change when the company releases new financial statements.

Does Home Federal Bancorp, Inc. of Louisiana HFBL pass the AAOIFI Interest Bearing Investments criteria?

No, as of August 2026, Home Federal Bancorp, Inc. of Louisiana stock (HFBL) does not pass the AAOIFI interest-bearing investments screen. Under AAOIFI Shariah Standard No. 21, the cash a company places in interest-earning instruments (such as conventional deposits, bonds, treasury bills and money-market funds) must remain below 30% of its market capitalisation. Home Federal Bancorp, Inc. of Louisiana's interest-bearing investments currently exceed this 30% limit, meaning too large a share of the company's value derives from riba-based instruments for the stock to qualify as halal on this criterion. The ratio moves with both the balance sheet and the share price, and is reassessed monthly.

Does Home Federal Bancorp, Inc. of Louisiana HFBL pass the AAOIFI Interest Bearing Debt criteria?

Yes, as of August 2026, Home Federal Bancorp, Inc. of Louisiana stock (HFBL) passes the AAOIFI interest-bearing debt screen. Under AAOIFI Shariah Standard No. 21, a company's borrowings that accrue interest (conventional bank loans, bonds and similar riba-based financing) must remain below 30% of its market capitalisation. This cap limits shareholders' exposure to interest-based leverage. Home Federal Bancorp, Inc. of Louisiana's interest-bearing debt is currently within the 30% threshold. Because market capitalisation changes daily, a company's debt ratio can drift toward or away from the limit even without new borrowing, which is why this screen is reassessed every month.

What is the dividend purification factor for Home Federal Bancorp, Inc. of Louisiana HFBL stock?

Home Federal Bancorp, Inc. of Louisiana (HFBL) is currently classified as not Shariah compliant, so no dividend purification factor applies, because purification factors are calculated only for stocks that pass the AAOIFI screens. Purification (tazkiyah) is the practice of donating to charity the small portion of dividend income that stems from incidental non-permissible sources, such as interest earned on a compliant company's cash deposits. For non-compliant stocks the issue is not purification but eligibility: under AAOIFI Shariah Standard No. 21 the stock does not currently qualify as a halal investment. If Home Federal Bancorp, Inc. of Louisiana returns to compliance in a future monthly screening, its purification factor will be published alongside its updated status in the Tabadulat app.

Does Home Federal Bancorp, Inc. of Louisiana HFBL pass the AAOIFI Preference Share screen?

Yes, as of August 2026, Home Federal Bancorp, Inc. of Louisiana stock (HFBL) passes the AAOIFI preference share screen. AAOIFI Shariah Standard No. 21 prohibits investing in preference shares because they grant holders guaranteed or priority rights to dividends and capital ahead of ordinary shareholders, a structure that conflicts with the Shariah principle that investors should share profit and loss in proportion to their ownership. Home Federal Bancorp, Inc. of Louisiana has no impermissible preference share structure affecting its ordinary shares, so the stock is compliant on this criterion. Like all AAOIFI screens, this is verified in each monthly review.

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Home Federal Bancorp, Inc. of Louisiana

NASDAQ

Shariah-Compliant

Not Shariah

HFBL

About

Home Federal Bancorp, Inc. of Louisiana

HFBL

Home Federal Bancorp Inc. of Louisiana is a publicly traded financial institution primarily focused on providing banking services to individuals and businesses. As a traditional community bank, its core offerings include savings and checking accounts, residential and commercial real estate loans, consumer lending, and various deposit services. The bank plays a significant role in facilitating local economic development by offering financial solutions tailored to the needs of its community. Specializing in securing stable growth and building customer relationships, Home Federal Bancorp places emphasis on personal banking services, understanding that customer trust and satisfaction are pivotal in the regional banking sector. The company operates primarily in Louisiana, impacting sectors such as real estate, small businesses, and personal finance by enabling access to credit and supporting financial wellbeing. Home Federal Bancorp Inc. of Louisiana's presence in the financial market underscores the importance of community banks in promoting financial inclusion and providing essential banking services to underserved regions. Its operations contribute to financial stability within the community by emphasizing prudent lending practices and local investment opportunities.

Sector:

Financial Services

Industry:

Banks - Regional

Employees:

Website:

https://www.hfb.bank

HFBL

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Home Federal Bancorp, Inc. of Louisiana

About

Home Federal Bancorp, Inc. of Louisiana

HFBL

Frequently asked questions

Is Home Federal Bancorp, Inc. of Louisiana HFBL stock halal to invest in?

How often is Home Federal Bancorp, Inc. of Louisiana HFBL reviewed for Shariah compliance?

Does Home Federal Bancorp, Inc. of Louisiana HFBL pass the AAOIFI Non Permissible Income criteria?

Does Home Federal Bancorp, Inc. of Louisiana HFBL pass the AAOIFI Interest Bearing Investments criteria?

Does Home Federal Bancorp, Inc. of Louisiana HFBL pass the AAOIFI Interest Bearing Debt criteria?

What is the dividend purification factor for Home Federal Bancorp, Inc. of Louisiana HFBL stock?

Does Home Federal Bancorp, Inc. of Louisiana HFBL pass the AAOIFI Preference Share screen?

Can I buy Home Federal Bancorp, Inc. of Louisiana (HFBL) stock on Tabadulat?

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