Is First US Bancshares, Inc. FUSB stock halal to invest in?

No, as of August 2026, First US Bancshares, Inc. stock (FUSB) is not currently classified as a Shariah compliant stock. This verdict follows the screening methodology of AAOIFI (the Accounting and Auditing Organization for Islamic Financial Institutions), whose Shariah Standard No. 21 is the leading global benchmark for screening halal stocks. To qualify as halal under this standard, a company must keep non-permissible income below 5% of total revenue, keep both interest-bearing investments and interest-bearing debt below 30% of market capitalisation, and have no impermissible preference share structure. First US Bancshares, Inc. currently does not meet the threshold for the non-permissible income screen. Because screenings are refreshed monthly as new financial reports are published, a non-compliant stock can regain compliant status if its financial structure changes. You can track the latest status of First US Bancshares, Inc. and discover Shariah compliant alternatives among the halal stocks in the Tabadulat app.

How often is First US Bancshares, Inc. FUSB reviewed for Shariah compliance?

Tabadulat reviews First US Bancshares, Inc. FUSB for Shariah compliance every month. Each review applies the AAOIFI Shariah Standard No. 21 methodology, screening the company's business activities, non-permissible income, interest-bearing investments, interest-bearing debt, and preference shares, against the company's latest available financial data. The process operates under the direct supervision of Tabadulat's dedicated Shariah Supervisory Board of Islamic finance scholars. Because compliance depends on financial ratios that move with market capitalisation and reported results, a stock's status can change from one review to the next. Monthly screening ensures the status shown for First US Bancshares, Inc. reflects current financial data rather than an outdated assessment, and Tabadulat app users are notified if a holding in their portfolio becomes non-compliant.

Does First US Bancshares, Inc. FUSB pass the AAOIFI Non Permissible Income criteria?

No, as of August 2026, First US Bancshares, Inc. stock (FUSB) does not pass the AAOIFI non-permissible income screen. Under AAOIFI Shariah Standard No. 21, income from impermissible sources (such as interest or riba, conventional financial services, alcohol, gambling, or tobacco) must remain below 5% of a company's total revenue. First US Bancshares, Inc.'s income from non-permissible sources currently exceeds this 5% ceiling, which makes the stock non-compliant on this criterion regardless of how it performs on the other screens. The screen is reassessed monthly, so the status can change when the company releases new financial statements.

Does First US Bancshares, Inc. FUSB pass the AAOIFI Interest Bearing Investments criteria?

Yes, as of August 2026, First US Bancshares, Inc. stock (FUSB) passes the AAOIFI interest-bearing investments screen. Under AAOIFI Shariah Standard No. 21, the cash a company places in interest-earning instruments (such as conventional deposits, bonds, treasury bills and money-market funds) must remain below 30% of its market capitalisation. This limit ensures shareholders are not materially profiting from riba (interest). First US Bancshares, Inc.'s interest-bearing investments are currently within the 30% threshold. Because the ratio is measured against market capitalisation, it can move with the share price as well as the balance sheet, which is why Tabadulat rescreens the stock every month.

Does First US Bancshares, Inc. FUSB pass the AAOIFI Interest Bearing Debt criteria?

Yes, as of August 2026, First US Bancshares, Inc. stock (FUSB) passes the AAOIFI interest-bearing debt screen. Under AAOIFI Shariah Standard No. 21, a company's borrowings that accrue interest (conventional bank loans, bonds and similar riba-based financing) must remain below 30% of its market capitalisation. This cap limits shareholders' exposure to interest-based leverage. First US Bancshares, Inc.'s interest-bearing debt is currently within the 30% threshold. Because market capitalisation changes daily, a company's debt ratio can drift toward or away from the limit even without new borrowing, which is why this screen is reassessed every month.

What is the dividend purification factor for First US Bancshares, Inc. FUSB stock?

First US Bancshares, Inc. (FUSB) is currently classified as not Shariah compliant, so no dividend purification factor applies, because purification factors are calculated only for stocks that pass the AAOIFI screens. Purification (tazkiyah) is the practice of donating to charity the small portion of dividend income that stems from incidental non-permissible sources, such as interest earned on a compliant company's cash deposits. For non-compliant stocks the issue is not purification but eligibility: under AAOIFI Shariah Standard No. 21 the stock does not currently qualify as a halal investment. If First US Bancshares, Inc. returns to compliance in a future monthly screening, its purification factor will be published alongside its updated status in the Tabadulat app.

Does First US Bancshares, Inc. FUSB pass the AAOIFI Preference Share screen?

Yes, as of August 2026, First US Bancshares, Inc. stock (FUSB) passes the AAOIFI preference share screen. AAOIFI Shariah Standard No. 21 prohibits investing in preference shares because they grant holders guaranteed or priority rights to dividends and capital ahead of ordinary shareholders, a structure that conflicts with the Shariah principle that investors should share profit and loss in proportion to their ownership. First US Bancshares, Inc. has no impermissible preference share structure affecting its ordinary shares, so the stock is compliant on this criterion. Like all AAOIFI screens, this is verified in each monthly review.

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First US Bancshares, Inc.

NASDAQ

Shariah-Compliant

Not Shariah

FUSB

About

First US Bancshares, Inc.

FUSB

First US Bancshares, Inc. is a publicly traded bank holding company headquartered in Birmingham, Alabama. Its principal subsidiary, First US Bank, delivers a comprehensive suite of commercial banking products and services with a particular focus on supporting small and medium-sized businesses, property managers, professionals, and individual customers. The bank's offerings include demand and savings accounts, individual retirement accounts, time deposits, personal and commercial loans, safe deposit boxes, and the capability for remote deposit capture. First US Bancshares also provides indirect lending through third-party retailers, reaching clients across 17 states in the Southeastern and Midwest regions of the United States. The institution has a regional footprint, operating 15 full-service banking offices in cities such as Birmingham, Butler, Calera, and Centreville, alongside loan production offices in Mobile, Alabama and the Chattanooga, Tennessee area. With approximately 151 employees, First US Bancshares plays a meaningful role in regional financial services by facilitating credit, managing deposits, and offering specialized banking solutions tailored to its business and individual customer base.

Sector:

Financial Services

Industry:

Banks - Regional

Employees:

151

Website:

https://www.fusb.com

FUSB

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First US Bancshares, Inc.

About

First US Bancshares, Inc.

FUSB

Frequently asked questions

Is First US Bancshares, Inc. FUSB stock halal to invest in?

How often is First US Bancshares, Inc. FUSB reviewed for Shariah compliance?

Does First US Bancshares, Inc. FUSB pass the AAOIFI Non Permissible Income criteria?

Does First US Bancshares, Inc. FUSB pass the AAOIFI Interest Bearing Investments criteria?

Does First US Bancshares, Inc. FUSB pass the AAOIFI Interest Bearing Debt criteria?

What is the dividend purification factor for First US Bancshares, Inc. FUSB stock?

Does First US Bancshares, Inc. FUSB pass the AAOIFI Preference Share screen?

Can I buy First US Bancshares (FUSB) stock on Tabadulat?

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