Is Fold Holdings, Inc. FLD stock halal to invest in?

No, as of August 2026, Fold Holdings, Inc. stock (FLD) is not currently classified as a Shariah compliant stock. This verdict follows the screening methodology of AAOIFI (the Accounting and Auditing Organization for Islamic Financial Institutions), whose Shariah Standard No. 21 is the leading global benchmark for screening halal stocks. To qualify as halal under this standard, a company must keep non-permissible income below 5% of total revenue, keep both interest-bearing investments and interest-bearing debt below 30% of market capitalisation, and have no impermissible preference share structure. Fold Holdings, Inc. currently does not meet the threshold for the non-permissible income screen. Because screenings are refreshed monthly as new financial reports are published, a non-compliant stock can regain compliant status if its financial structure changes. You can track the latest status of Fold Holdings, Inc. and discover Shariah compliant alternatives among the halal stocks in the Tabadulat app.

How often is Fold Holdings, Inc. FLD reviewed for Shariah compliance?

Tabadulat reviews Fold Holdings, Inc. FLD for Shariah compliance every month. Each review applies the AAOIFI Shariah Standard No. 21 methodology, screening the company's business activities, non-permissible income, interest-bearing investments, interest-bearing debt, and preference shares, against the company's latest available financial data. The process operates under the direct supervision of Tabadulat's dedicated Shariah Supervisory Board of Islamic finance scholars. Because compliance depends on financial ratios that move with market capitalisation and reported results, a stock's status can change from one review to the next. Monthly screening ensures the status shown for Fold Holdings, Inc. reflects current financial data rather than an outdated assessment, and Tabadulat app users are notified if a holding in their portfolio becomes non-compliant.

Does Fold Holdings, Inc. FLD pass the AAOIFI Non Permissible Income criteria?

No, as of August 2026, Fold Holdings, Inc. stock (FLD) does not pass the AAOIFI non-permissible income screen. Under AAOIFI Shariah Standard No. 21, income from impermissible sources (such as interest or riba, conventional financial services, alcohol, gambling, or tobacco) must remain below 5% of a company's total revenue. Fold Holdings, Inc.'s income from non-permissible sources currently exceeds this 5% ceiling, which makes the stock non-compliant on this criterion regardless of how it performs on the other screens. The screen is reassessed monthly, so the status can change when the company releases new financial statements.

Does Fold Holdings, Inc. FLD pass the AAOIFI Interest Bearing Investments criteria?

Yes, as of August 2026, Fold Holdings, Inc. stock (FLD) passes the AAOIFI interest-bearing investments screen. Under AAOIFI Shariah Standard No. 21, the cash a company places in interest-earning instruments (such as conventional deposits, bonds, treasury bills and money-market funds) must remain below 30% of its market capitalisation. This limit ensures shareholders are not materially profiting from riba (interest). Fold Holdings, Inc.'s interest-bearing investments are currently within the 30% threshold. Because the ratio is measured against market capitalisation, it can move with the share price as well as the balance sheet, which is why Tabadulat rescreens the stock every month.

Does Fold Holdings, Inc. FLD pass the AAOIFI Interest Bearing Debt criteria?

Yes, as of August 2026, Fold Holdings, Inc. stock (FLD) passes the AAOIFI interest-bearing debt screen. Under AAOIFI Shariah Standard No. 21, a company's borrowings that accrue interest (conventional bank loans, bonds and similar riba-based financing) must remain below 30% of its market capitalisation. This cap limits shareholders' exposure to interest-based leverage. Fold Holdings, Inc.'s interest-bearing debt is currently within the 30% threshold. Because market capitalisation changes daily, a company's debt ratio can drift toward or away from the limit even without new borrowing, which is why this screen is reassessed every month.

What is the dividend purification factor for Fold Holdings, Inc. FLD stock?

Fold Holdings, Inc. (FLD) is currently classified as not Shariah compliant, so no dividend purification factor applies, because purification factors are calculated only for stocks that pass the AAOIFI screens. Purification (tazkiyah) is the practice of donating to charity the small portion of dividend income that stems from incidental non-permissible sources, such as interest earned on a compliant company's cash deposits. For non-compliant stocks the issue is not purification but eligibility: under AAOIFI Shariah Standard No. 21 the stock does not currently qualify as a halal investment. If Fold Holdings, Inc. returns to compliance in a future monthly screening, its purification factor will be published alongside its updated status in the Tabadulat app.

Does Fold Holdings, Inc. FLD pass the AAOIFI Preference Share screen?

Yes, as of August 2026, Fold Holdings, Inc. stock (FLD) passes the AAOIFI preference share screen. AAOIFI Shariah Standard No. 21 prohibits investing in preference shares because they grant holders guaranteed or priority rights to dividends and capital ahead of ordinary shareholders, a structure that conflicts with the Shariah principle that investors should share profit and loss in proportion to their ownership. Fold Holdings, Inc. has no impermissible preference share structure affecting its ordinary shares, so the stock is compliant on this criterion. Like all AAOIFI screens, this is verified in each monthly review.

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Fold Holdings, Inc.

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Shariah-Compliant

Not Shariah

FLD

About

Fold Holdings, Inc.

FLD

Fold Holdings, Inc. is a bitcoin-focused financial services company specializing in the integration of digital currency into everyday consumer finance. Its primary function is to provide users with access to bitcoin via a diverse suite of financial products, including an FDIC-insured checking account, Visa prepaid debit card, bill payment services, and a wide-ranging merchant rewards program. Through its user-friendly platform, Fold enables consumers and businesses to accumulate, save, and spend bitcoin as part of routine financial activities, bridging the gap between traditional banking and the burgeoning digital asset ecosystem. The company further distinguishes itself by actively holding substantial amounts of bitcoin in its corporate treasury, reflecting its commitment to bitcoin as a foundational asset. Fold’s products prioritize accessibility, security, and practical utility, making bitcoin adoption feasible for everyday users without requiring deep expertise in cryptocurrency. As a pioneer in its sector, Fold Holdings has become a significant force in the evolution of fintech by facilitating the seamless integration of digital assets into conventional financial routines, thereby reshaping how digital currency intersects with consumer commerce and savings in the United States.

Sector:

Financial Services

Industry:

Capital Markets

Employees:

Website:

https://foldapp.com

FLD

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Fold Holdings, Inc.

About

Fold Holdings, Inc.

FLD

Frequently asked questions

Is Fold Holdings, Inc. FLD stock halal to invest in?

How often is Fold Holdings, Inc. FLD reviewed for Shariah compliance?

Does Fold Holdings, Inc. FLD pass the AAOIFI Non Permissible Income criteria?

Does Fold Holdings, Inc. FLD pass the AAOIFI Interest Bearing Investments criteria?

Does Fold Holdings, Inc. FLD pass the AAOIFI Interest Bearing Debt criteria?

What is the dividend purification factor for Fold Holdings, Inc. FLD stock?

Does Fold Holdings, Inc. FLD pass the AAOIFI Preference Share screen?

Can I buy Fold (FLD) stock on Tabadulat?

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