Fold Holdings, Inc.

Fold Holdings, Inc. is a bitcoin-focused financial services company specializing in the integration of digital currency into everyday consumer finance. Its primary function is to provide users with access to bitcoin via a diverse suite of financial products, including an FDIC-insured checking account, Visa prepaid debit card, bill payment services, and a wide-ranging merchant rewards program. Through its user-friendly platform, Fold enables consumers and businesses to accumulate, save, and spend bitcoin as part of routine financial activities, bridging the gap between traditional banking and the burgeoning digital asset ecosystem. The company further distinguishes itself by actively holding substantial amounts of bitcoin in its corporate treasury, reflecting its commitment to bitcoin as a foundational asset. Fold’s products prioritize accessibility, security, and practical utility, making bitcoin adoption feasible for everyday users without requiring deep expertise in cryptocurrency. As a pioneer in its sector, Fold Holdings has become a significant force in the evolution of fintech by facilitating the seamless integration of digital assets into conventional financial routines, thereby reshaping how digital currency intersects with consumer commerce and savings in the United States.