Is Fifth District Bancorp, Inc. FDSB stock halal to invest in?

No, as of August 2026, Fifth District Bancorp, Inc. stock (FDSB) is not currently classified as a Shariah compliant stock. This verdict follows the screening methodology of AAOIFI (the Accounting and Auditing Organization for Islamic Financial Institutions), whose Shariah Standard No. 21 is the leading global benchmark for screening halal stocks. To qualify as halal under this standard, a company must keep non-permissible income below 5% of total revenue, keep both interest-bearing investments and interest-bearing debt below 30% of market capitalisation, and have no impermissible preference share structure. Fifth District Bancorp, Inc. currently does not meet the threshold for the non-permissible income screen. Because screenings are refreshed monthly as new financial reports are published, a non-compliant stock can regain compliant status if its financial structure changes. You can track the latest status of Fifth District Bancorp, Inc. and discover Shariah compliant alternatives among the halal stocks in the Tabadulat app.

How often is Fifth District Bancorp, Inc. FDSB reviewed for Shariah compliance?

Tabadulat reviews Fifth District Bancorp, Inc. FDSB for Shariah compliance every month. Each review applies the AAOIFI Shariah Standard No. 21 methodology, screening the company's business activities, non-permissible income, interest-bearing investments, interest-bearing debt, and preference shares, against the company's latest available financial data. The process operates under the direct supervision of Tabadulat's dedicated Shariah Supervisory Board of Islamic finance scholars. Because compliance depends on financial ratios that move with market capitalisation and reported results, a stock's status can change from one review to the next. Monthly screening ensures the status shown for Fifth District Bancorp, Inc. reflects current financial data rather than an outdated assessment, and Tabadulat app users are notified if a holding in their portfolio becomes non-compliant.

Does Fifth District Bancorp, Inc. FDSB pass the AAOIFI Non Permissible Income criteria?

No, as of August 2026, Fifth District Bancorp, Inc. stock (FDSB) does not pass the AAOIFI non-permissible income screen. Under AAOIFI Shariah Standard No. 21, income from impermissible sources (such as interest or riba, conventional financial services, alcohol, gambling, or tobacco) must remain below 5% of a company's total revenue. Fifth District Bancorp, Inc.'s income from non-permissible sources currently exceeds this 5% ceiling, which makes the stock non-compliant on this criterion regardless of how it performs on the other screens. The screen is reassessed monthly, so the status can change when the company releases new financial statements.

Does Fifth District Bancorp, Inc. FDSB pass the AAOIFI Interest Bearing Investments criteria?

Yes, as of August 2026, Fifth District Bancorp, Inc. stock (FDSB) passes the AAOIFI interest-bearing investments screen. Under AAOIFI Shariah Standard No. 21, the cash a company places in interest-earning instruments (such as conventional deposits, bonds, treasury bills and money-market funds) must remain below 30% of its market capitalisation. This limit ensures shareholders are not materially profiting from riba (interest). Fifth District Bancorp, Inc.'s interest-bearing investments are currently within the 30% threshold. Because the ratio is measured against market capitalisation, it can move with the share price as well as the balance sheet, which is why Tabadulat rescreens the stock every month.

Does Fifth District Bancorp, Inc. FDSB pass the AAOIFI Interest Bearing Debt criteria?

Yes, as of August 2026, Fifth District Bancorp, Inc. stock (FDSB) passes the AAOIFI interest-bearing debt screen. Under AAOIFI Shariah Standard No. 21, a company's borrowings that accrue interest (conventional bank loans, bonds and similar riba-based financing) must remain below 30% of its market capitalisation. This cap limits shareholders' exposure to interest-based leverage. Fifth District Bancorp, Inc.'s interest-bearing debt is currently within the 30% threshold. Because market capitalisation changes daily, a company's debt ratio can drift toward or away from the limit even without new borrowing, which is why this screen is reassessed every month.

What is the dividend purification factor for Fifth District Bancorp, Inc. FDSB stock?

Fifth District Bancorp, Inc. (FDSB) is currently classified as not Shariah compliant, so no dividend purification factor applies, because purification factors are calculated only for stocks that pass the AAOIFI screens. Purification (tazkiyah) is the practice of donating to charity the small portion of dividend income that stems from incidental non-permissible sources, such as interest earned on a compliant company's cash deposits. For non-compliant stocks the issue is not purification but eligibility: under AAOIFI Shariah Standard No. 21 the stock does not currently qualify as a halal investment. If Fifth District Bancorp, Inc. returns to compliance in a future monthly screening, its purification factor will be published alongside its updated status in the Tabadulat app.

Does Fifth District Bancorp, Inc. FDSB pass the AAOIFI Preference Share screen?

Yes, as of August 2026, Fifth District Bancorp, Inc. stock (FDSB) passes the AAOIFI preference share screen. AAOIFI Shariah Standard No. 21 prohibits investing in preference shares because they grant holders guaranteed or priority rights to dividends and capital ahead of ordinary shareholders, a structure that conflicts with the Shariah principle that investors should share profit and loss in proportion to their ownership. Fifth District Bancorp, Inc. has no impermissible preference share structure affecting its ordinary shares, so the stock is compliant on this criterion. Like all AAOIFI screens, this is verified in each monthly review.

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Fifth District Bancorp, Inc.

NASDAQ

Shariah-Compliant

Not Shariah

FDSB

About

Fifth District Bancorp, Inc.

FDSB

Fifth District Bancorp Inc. is a banking institution primarily engaged in offering a broad range of financial services. Its core operations focus on traditional banking activities, including accepting deposits and providing loans to individuals, small businesses, and local enterprises. The company plays a significant role in stimulating economic growth within its community by offering products like savings accounts, checking accounts, and various types of loans such as personal and commercial loans. Fifth District Bancorp Inc. is integral to the financial landscape of its operating region, as it supports local economic development and provides a safety net for personal finance management. Through its service offerings, the company impacts several sectors, including residential mortgage markets and small business development. As a key player in regional banking, Fifth District Bancorp Inc. contributes to the stability and liquidity of the local financial markets, ensuring the smooth functioning of monetary transactions and access to credit for its customers. Its presence underscores the importance of community-oriented banking in the broader financial system.

Sector:

Financial Services

Industry:

Banks - Regional

Employees:

Website:

https://www.fifthdistrict.com

FDSB

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Fifth District Bancorp, Inc.

About

Fifth District Bancorp, Inc.

FDSB

Frequently asked questions

Is Fifth District Bancorp, Inc. FDSB stock halal to invest in?

How often is Fifth District Bancorp, Inc. FDSB reviewed for Shariah compliance?

Does Fifth District Bancorp, Inc. FDSB pass the AAOIFI Non Permissible Income criteria?

Does Fifth District Bancorp, Inc. FDSB pass the AAOIFI Interest Bearing Investments criteria?

Does Fifth District Bancorp, Inc. FDSB pass the AAOIFI Interest Bearing Debt criteria?

What is the dividend purification factor for Fifth District Bancorp, Inc. FDSB stock?

Does Fifth District Bancorp, Inc. FDSB pass the AAOIFI Preference Share screen?

Can I buy Fifth District Bancorp (FDSB) stock on Tabadulat?

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