Is Central Pacific Financial Corp. CPF stock halal to invest in?

No, as of August 2026, Central Pacific Financial Corp. stock (CPF) is not currently classified as a Shariah compliant stock. This verdict follows the screening methodology of AAOIFI (the Accounting and Auditing Organization for Islamic Financial Institutions), whose Shariah Standard No. 21 is the leading global benchmark for screening halal stocks. To qualify as halal under this standard, a company must keep non-permissible income below 5% of total revenue, keep both interest-bearing investments and interest-bearing debt below 30% of market capitalisation, and have no impermissible preference share structure. Central Pacific Financial Corp. currently does not meet the threshold for the non-permissible income screen. Because screenings are refreshed monthly as new financial reports are published, a non-compliant stock can regain compliant status if its financial structure changes. You can track the latest status of Central Pacific Financial Corp. and discover Shariah compliant alternatives among the halal stocks in the Tabadulat app.

How often is Central Pacific Financial Corp. CPF reviewed for Shariah compliance?

Tabadulat reviews Central Pacific Financial Corp. CPF for Shariah compliance every month. Each review applies the AAOIFI Shariah Standard No. 21 methodology, screening the company's business activities, non-permissible income, interest-bearing investments, interest-bearing debt, and preference shares, against the company's latest available financial data. The process operates under the direct supervision of Tabadulat's dedicated Shariah Supervisory Board of Islamic finance scholars. Because compliance depends on financial ratios that move with market capitalisation and reported results, a stock's status can change from one review to the next. Monthly screening ensures the status shown for Central Pacific Financial Corp. reflects current financial data rather than an outdated assessment, and Tabadulat app users are notified if a holding in their portfolio becomes non-compliant.

Does Central Pacific Financial Corp. CPF pass the AAOIFI Non Permissible Income criteria?

No, as of August 2026, Central Pacific Financial Corp. stock (CPF) does not pass the AAOIFI non-permissible income screen. Under AAOIFI Shariah Standard No. 21, income from impermissible sources (such as interest or riba, conventional financial services, alcohol, gambling, or tobacco) must remain below 5% of a company's total revenue. Central Pacific Financial Corp.'s income from non-permissible sources currently exceeds this 5% ceiling, which makes the stock non-compliant on this criterion regardless of how it performs on the other screens. The screen is reassessed monthly, so the status can change when the company releases new financial statements.

Does Central Pacific Financial Corp. CPF pass the AAOIFI Interest Bearing Investments criteria?

Yes, as of August 2026, Central Pacific Financial Corp. stock (CPF) passes the AAOIFI interest-bearing investments screen. Under AAOIFI Shariah Standard No. 21, the cash a company places in interest-earning instruments (such as conventional deposits, bonds, treasury bills and money-market funds) must remain below 30% of its market capitalisation. This limit ensures shareholders are not materially profiting from riba (interest). Central Pacific Financial Corp.'s interest-bearing investments are currently within the 30% threshold. Because the ratio is measured against market capitalisation, it can move with the share price as well as the balance sheet, which is why Tabadulat rescreens the stock every month.

Does Central Pacific Financial Corp. CPF pass the AAOIFI Interest Bearing Debt criteria?

Yes, as of August 2026, Central Pacific Financial Corp. stock (CPF) passes the AAOIFI interest-bearing debt screen. Under AAOIFI Shariah Standard No. 21, a company's borrowings that accrue interest (conventional bank loans, bonds and similar riba-based financing) must remain below 30% of its market capitalisation. This cap limits shareholders' exposure to interest-based leverage. Central Pacific Financial Corp.'s interest-bearing debt is currently within the 30% threshold. Because market capitalisation changes daily, a company's debt ratio can drift toward or away from the limit even without new borrowing, which is why this screen is reassessed every month.

What is the dividend purification factor for Central Pacific Financial Corp. CPF stock?

Central Pacific Financial Corp. (CPF) is currently classified as not Shariah compliant, so no dividend purification factor applies, because purification factors are calculated only for stocks that pass the AAOIFI screens. Purification (tazkiyah) is the practice of donating to charity the small portion of dividend income that stems from incidental non-permissible sources, such as interest earned on a compliant company's cash deposits. For non-compliant stocks the issue is not purification but eligibility: under AAOIFI Shariah Standard No. 21 the stock does not currently qualify as a halal investment. If Central Pacific Financial Corp. returns to compliance in a future monthly screening, its purification factor will be published alongside its updated status in the Tabadulat app.

Does Central Pacific Financial Corp. CPF pass the AAOIFI Preference Share screen?

Yes, as of August 2026, Central Pacific Financial Corp. stock (CPF) passes the AAOIFI preference share screen. AAOIFI Shariah Standard No. 21 prohibits investing in preference shares because they grant holders guaranteed or priority rights to dividends and capital ahead of ordinary shareholders, a structure that conflicts with the Shariah principle that investors should share profit and loss in proportion to their ownership. Central Pacific Financial Corp. has no impermissible preference share structure affecting its ordinary shares, so the stock is compliant on this criterion. Like all AAOIFI screens, this is verified in each monthly review.

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Central Pacific Financial Corp.

NYSE

Shariah-Compliant

Not Shariah

CPF

About

Central Pacific Financial Corp.

CPF

Central Pacific Financial Corp. is a prominent financial institution primarily operating in the banking sector. As a bank holding company headquartered in Honolulu, Hawaii, it primarily serves the Hawaiian Islands. The company's main subsidiary, Central Pacific Bank, provides a comprehensive range of financial services tailored to meet the needs of retail, commercial, and small business clients. With a network of branches spread across Hawaii, Central Pacific Financial Corp. plays a crucial role in supporting the local economy by offering products such as loans, deposits, and investment services. In addition to traditional banking, the institution is involved in wealth management and real estate lending, showcasing its diversified approach to financial services. This corporation is pivotal in contributing to the financial stability and growth of its regional market, reflecting a robust understanding of the local community's unique needs. Its longstanding presence and tailored service offerings underscore its importance as a financial linchpin within Hawaii's economy.

Sector:

Financial Services

Industry:

Banks - Regional

Employees:

697

Website:

https://www.cpb.bank

CPF

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Central Pacific Financial Corp.

About

Central Pacific Financial Corp.

CPF

Frequently asked questions

Is Central Pacific Financial Corp. CPF stock halal to invest in?

How often is Central Pacific Financial Corp. CPF reviewed for Shariah compliance?

Does Central Pacific Financial Corp. CPF pass the AAOIFI Non Permissible Income criteria?

Does Central Pacific Financial Corp. CPF pass the AAOIFI Interest Bearing Investments criteria?

Does Central Pacific Financial Corp. CPF pass the AAOIFI Interest Bearing Debt criteria?

What is the dividend purification factor for Central Pacific Financial Corp. CPF stock?

Does Central Pacific Financial Corp. CPF pass the AAOIFI Preference Share screen?

Can I buy Central Pacific Financial (CPF) stock on Tabadulat?

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