Is AmeriServ Financial, Inc. ASRV stock halal to invest in?

No, as of February 2026, AmeriServ Financial, Inc. stock (ASRV) is currently categorized as NOT Shariah Compliant. The company's status is determined by a rigorous financial screening process, which uses the criteria set by the AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions) as the primary global standard for Islamic investing. AmeriServ Financial, Inc. has been assessed to have exceeded the permissible financial thresholds—specifically in areas like interest-bearing debt or non-permissible income (such as income from interest)—and, therefore, does not qualify as a halal investment under the current review. For investors seeking Shariah compliant global stocks, it is essential to check the latest compliance status, as these screenings are updated regularly (e.g., monthly) or upon the release of new financial reports. You can find the most current status for AmeriServ Financial, Inc. and alternative halal stock options within the Tabadulat app.

How often is AmeriServ Financial, Inc. ASRV reviewed for Shariah compliance?

At Tabadulat, we receive Shariah compliance data on AmeriServ Financial, Inc. ASRV monthly. We apply the rigorous AAOIFI screening methodology under the direct supervision of our dedicated Shariah Supervisory Board to ensure your investments are consistently compliant.

Does AmeriServ Financial, Inc. ASRV pass the AAOIFI Non Permissible Income criteria?

No, as of February 2026, AmeriServ Financial, Inc. stock (ASRV) does not pass the AAOIFI Non Permissible Income criterion. The company's income from non-permissible sources has exceeded the permissible threshold set by AAOIFI, indicating the stock is currently not Shariah compliant for this screen.

Does AmeriServ Financial, Inc. ASRV pass the AAOIFI Interest Bearing Investments criteria?

No, as of February 2026, AmeriServ Financial, Inc. stock (ASRV) does not pass the AAOIFI Interest Bearing Investments criterion. The company's interest-bearing investments have exceeded the permissible threshold set by AAOIFI, indicating the stock is currently not Shariah compliant for this screen.

Does STOCK pass the AAOIFI Interest Bearing Debt criteria?

No, as of February 2026, AmeriServ Financial, Inc. stock (ASRV) does not pass the AAOIFI Interest Bearing Debt criterion. The company's interest-bearing debt has exceeded the permissible threshold set by AAOIFI, indicating the stock is currently not Shariah compliant for this screen.

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AmeriServ Financial, Inc.

NASDAQ

Shariah-Compliant

Not Shariah

ASRV

About

AmeriServ Financial, Inc.

ASRV

AmeriServ Financial Inc. is a financial services company that primarily engages in providing a comprehensive range of banking products and financial solutions. The company is dedicated to serving the financial needs of consumers, businesses, and municipalities, mainly within the regional markets of Pennsylvania. AmeriServ Financial Inc. offers a variety of services, including traditional personal and commercial banking services such as checking and savings accounts, mortgages, personal loans, and credit facilities. Furthermore, it delivers wealth management services, encompassing trust and investment management services tailored to the financial objectives of their clients. Operating through a network of branches, AmeriServ places a strong emphasis on community involvement and personal customer service. By targeting local communities and focusing on personalized financial strategies, the company aims to strengthen local economic development. Its role in the financial market is distinguished by its commitment to providing accessible banking solutions and fostering financial literacy and growth within its served areas.

Sector:

Financial Services

Industry:

Banks - Regional

Employees:

306

Website:

https://www.ameriserv.com

ASRV

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AmeriServ Financial, Inc.

About

AmeriServ Financial, Inc.

ASRV

Frequently asked questions

Is AmeriServ Financial, Inc. ASRV stock halal to invest in?

How often is AmeriServ Financial, Inc. ASRV reviewed for Shariah compliance?

Does AmeriServ Financial, Inc. ASRV pass the AAOIFI Non Permissible Income criteria?

Does AmeriServ Financial, Inc. ASRV pass the AAOIFI Interest Bearing Investments criteria?

Does STOCK pass the AAOIFI Interest Bearing Debt criteria?

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