
Is Swiss Water Decaffeinated Coffee (SWP) stock Halal?
Under AAOIFI Shariah Standard No. 21, a Halal stock keeps non-permissible income below 5% of revenue and interest-bearing debt and investments each below 30% of market capitalisation. Swiss Water Decaffeinated Coffee, Inc. (SWP) does not meet the threshold for the interest-bearing debt screen as of September 2026, so it is not Shariah compliant.
Swiss Water Decaffeinated Coffee is an innovative company specializing in coffee processing, specifically focusing on the decaffeination of coffee beans. Utilizing the patented Swiss Water Process, the enterprise is renowned for its chemical-free approach to caffeine removal. This technique preserves coffee’s rich flavors and aroma, making it a favored choice among health-conscious consumers and gourmet coffee producers. For Muslim investors, though, the most pressing question is simpler: is Swiss Water Decaffeinated Coffee a Halal investment?
Is Swiss Water Decaffeinated Coffee Shariah compliant?
Food, household goods and everyday retail are permissible activities, with one watch item: incidental revenue from alcohol, tobacco or conventional financial services must stay below the 5% ceiling of AAOIFI Shariah Standard No. 21. For Swiss Water Decaffeinated Coffee, that is usually the screen worth reading first.
Does Swiss Water Decaffeinated Coffee pass the business activity test?
The activity screen is only part of the picture this month: Swiss Water Decaffeinated Coffee currently fails the interest-bearing debt screen, so the overall verdict is not compliant regardless of the business itself. The watch item is the product mix: any alcohol, tobacco or similar lines count against the 5% ceiling.
Is Swiss Water Decaffeinated Coffee's income Halal?
Yes, within AAOIFI's tolerance. Swiss Water Decaffeinated Coffee's income from non-permissible sources stays below 5% of revenue in the September 2026 screening.
Does Swiss Water Decaffeinated Coffee meet AAOIFI's debt and investment ratio requirements?
Not in full. Interest bearing debt currently exceeds the 30% cap, while the other ratio stays within it. One breach is enough to fail the screening; the ratios are reassessed monthly under our Shariah Supervisory Board.
Tabadulat is an ADGM regulated brokerage whose license covers Shari'a Compliant Regulated Activities, as the FSRA permission names them. New to the terminology? Gharar and Maysir, Sukuk, Zakat and purification are all explained in plain English.
New to the four screens? Read What is Halal Investing? A Guide to Halal Stocks and Islamic Finance



