
Is United-Guardian (UG) stock Halal?
As of the September 2026 screening, United-Guardian, Inc. (UG) meets every AAOIFI Shariah Standard No. 21 requirement: non-permissible income, interest-bearing investments and interest-bearing debt all sit within the thresholds, and there is no impermissible preference share structure. The dividend purification factor is 97.82%. The stock is re-screened every month.
United-Guardian is a diversified manufacturing company that plays a significant role in the chemical and personal care industries. The firm specializes in the research, development, and production of unique and high-quality products used in various applications. Its product offerings span across categories such as pharmaceuticals, personal care, medical devices, and industrial lubricants, catering to a wide range of markets and customers around the globe. For Muslim investors, though, the most pressing question is simpler: is United-Guardian a Halal investment?
Is United-Guardian Shariah compliant?
Food, household goods and everyday retail are permissible activities, with one watch item: incidental revenue from alcohol, tobacco or conventional financial services must stay below the 5% ceiling of AAOIFI Shariah Standard No. 21. For United-Guardian, that is usually the screen worth reading first.
Does United-Guardian pass the business activity test?
Yes. In the September 2026 screening United-Guardian holds an overall PASS, which a stock only earns when its core business clears the activity screen. The watch item is the product mix: any alcohol, tobacco or similar lines count against the 5% ceiling.
Is United-Guardian's income Halal?
Yes, within AAOIFI's tolerance. United-Guardian's income from non-permissible sources stays below 5% of revenue in the September 2026 screening, and the small impure portion is handled through purification: the factor of 97.82% tells holders of UG what share of each dividend to keep and what remainder to donate to charity.
Does United-Guardian meet AAOIFI's debt and investment ratio requirements?
Yes. Both caps hold this month: interest bearing investments and interest bearing debt each stay below 30% of market capitalisation. Because the caps move with the share price, our Shariah Supervisory Board has UG re-screened every month, and the result above always shows the latest verdict.
Tabadulat is an ADGM regulated brokerage whose license covers Shari'a Compliant Regulated Activities, as the FSRA permission names them. New to the terminology? Gharar and Maysir, Sukuk, Zakat and purification are all explained in plain English.
New to the four screens? Read What is Halal Investing? A Guide to Halal Stocks and Islamic Finance



