
Is U.S. Physical Therapy (USPH) stock Halal?
As of the September 2026 screening, U.S. Physical Therapy, Inc. (USPH) meets every AAOIFI Shariah Standard No. 21 requirement: non-permissible income, interest-bearing investments and interest-bearing debt all sit within the thresholds, and there is no impermissible preference share structure. The dividend purification factor is 99.99%. The stock is re-screened every month.
U.S. Physical Therapy is a leading operator of outpatient physical therapy clinics in the United States. The primary function of this company is to provide rehabilitation services to individuals recovering from various physical ailments, such as orthopedic issues, sports injuries, and postoperative conditions. The company operates a network of strategically located clinics, emphasizing patient-centered care and evidence-based treatment practices. For Muslim investors, though, the most pressing question is simpler: is U.S. Physical Therapy a Halal investment?
Is U.S. Physical Therapy Shariah compliant?
Medicines and medical devices are permissible, and healthcare companies like U.S. Physical Therapy usually clear the activity screen comfortably. What AAOIFI Shariah Standard No. 21 watches is the financing behind the pipeline: drug development is expensive, and the 30% interest bearing debt cap decides the verdict more often than the science does.
Does U.S. Physical Therapy pass the business activity test?
Yes. In the September 2026 screening U.S. Physical Therapy holds an overall PASS, which a stock only earns when its core business clears the activity screen. Treating illness is permissible work; the scrutiny belongs to the financing behind it.
Is U.S. Physical Therapy's income Halal?
Yes, within AAOIFI's tolerance. U.S. Physical Therapy's income from non-permissible sources stays below 5% of revenue in the September 2026 screening, and the small impure portion is handled through purification: the factor of 99.99% tells holders of USPH what share of each dividend to keep and what remainder to donate to charity.
Does U.S. Physical Therapy meet AAOIFI's debt and investment ratio requirements?
Yes. Both caps hold this month: interest bearing investments and interest bearing debt each stay below 30% of market capitalisation. Because the caps move with the share price, our Shariah Supervisory Board has USPH re-screened every month, and the result above always shows the latest verdict.
Tabadulat is an ADGM regulated brokerage whose license covers Shari'a Compliant Regulated Activities, as the FSRA permission names them. New to the terminology? Gharar and Maysir, Sukuk, Zakat and purification are all explained in plain English.
New to the four screens? Read What is Halal Investing? A Guide to Halal Stocks and Islamic Finance



