
Is Tempus AI (TEM) stock Halal?
Under AAOIFI Shariah Standard No. 21, a Halal stock keeps non-permissible income below 5% of revenue and interest-bearing debt and investments each below 30% of market capitalisation. Tempus AI, Inc. (TEM) passes all four screens as of September 2026, with a dividend purification factor of 99.34%.
Tempus AI is a health technology company focused on applying artificial intelligence to precision medicine and clinical decision support. Tempus AI develops AI-enabled tools that can help clinicians interpret complex datasets, identify potential treatment options, and support earlier disease detection. The company also collaborates with pharmaceutical and biotechnology firms to enhance drug discovery and development through data analytics and real-world evidence generation. For Muslim investors, though, the most pressing question is simpler: is Tempus AI a Halal investment?
Is Tempus AI Shariah compliant?
Medicines and medical devices are permissible, and healthcare companies like Tempus AI usually clear the activity screen comfortably. What AAOIFI Shariah Standard No. 21 watches is the financing behind the pipeline: drug development is expensive, and the 30% interest bearing debt cap decides the verdict more often than the science does.
Does Tempus AI pass the business activity test?
Yes. In the September 2026 screening Tempus AI holds an overall PASS, which a stock only earns when its core business clears the activity screen. Treating illness is permissible work; the scrutiny belongs to the financing behind it.
Is Tempus AI's income Halal?
Yes, within AAOIFI's tolerance. Tempus AI's income from non-permissible sources stays below 5% of revenue in the September 2026 screening, and the small impure portion is handled through purification: the factor of 99.34% tells holders of TEM what share of each dividend to keep and what remainder to donate to charity.
Does Tempus AI meet AAOIFI's debt and investment ratio requirements?
Yes. Both caps hold this month: interest bearing investments and interest bearing debt each stay below 30% of market capitalisation. Because the caps move with the share price, our Shariah Supervisory Board has TEM re-screened every month, and the result above always shows the latest verdict.
Tabadulat is an ADGM regulated brokerage whose license covers Shari'a Compliant Regulated Activities, as the FSRA permission names them. New to the terminology? Gharar and Maysir, Sukuk, Zakat and purification are all explained in plain English.
New to the four screens? Read What is Halal Investing? A Guide to Halal Stocks and Islamic Finance



