Is OM (OMH) stock Halal?
As of the September 2026 screening, OM Holdings Ltd. (OMH) does not meet the AAOIFI Shariah Standard No. 21 threshold for the interest-bearing debt screen, so the stock is not currently classified as Shariah compliant. It is re-screened every month and can regain compliance if its financial structure changes.
OM is a property technology company focused on revolutionizing the real estate industry in Southeast Asia. The company provides a comprehensive platform that facilitates seamless real estate transactions by integrating property listings, housing services, and real estate agent support. Ohmyhome Ltd.'s primary function is to streamline the buying, selling, and renting processes for users, ensuring a user-friendly and efficient experience. For Muslim investors, though, the most pressing question is simpler: is OM a Halal investment?
Is OM Shariah compliant?
Property itself is a permissible asset, which is why real estate attracts Halal investors. The screening question for OM is how the portfolio is financed and whether rental income flows from impermissible tenants; the debt cap and the 5% income ceiling of AAOIFI Shariah Standard No. 21 carry the verdict.
Does OM pass the business activity test?
The activity screen is only part of the picture this month: OM currently fails the interest-bearing debt screen, so the overall verdict is not compliant regardless of the business itself. The watch item is the tenant roll: rental income from impermissible businesses counts against the 5% ceiling.
Is OM's income Halal?
Yes, within AAOIFI's tolerance. OM's income from non-permissible sources stays below 5% of revenue in the September 2026 screening.
Does OM meet AAOIFI's debt and investment ratio requirements?
Not in full. Interest bearing debt currently exceeds the 30% cap, while the other ratio stays within it. One breach is enough to fail the screening; the ratios are reassessed monthly under our Shariah Supervisory Board.
Tabadulat is an ADGM regulated brokerage whose license covers Shari'a Compliant Regulated Activities, as the FSRA permission names them. New to the terminology? Gharar and Maysir, Sukuk, Zakat and purification are all explained in plain English.
New to the four screens? Read REITs: Halal Real Estate for Muslim Investors



