Is Offerpad Solutions, Inc. OPAD stock Halal to invest in?

No, as of September 2026, Offerpad Solutions, Inc. stock (OPAD) is not currently classified as a Shariah compliant stock. This verdict follows the screening methodology of AAOIFI (the Accounting and Auditing Organization for Islamic Financial Institutions), whose Shariah Standard No. 21 is the leading global benchmark for screening Halal stocks. To qualify as Halal under this standard, a company must keep non-permissible income below 5% of total revenue, keep both interest-bearing investments and interest-bearing debt below 30% of market capitalisation, and have no impermissible preference share structure. Offerpad Solutions, Inc. currently does not meet the threshold for the interest-bearing investments and interest-bearing debt screens. Because screenings are refreshed monthly as new financial reports are published, a non-compliant stock can regain compliant status if its financial structure changes. You can track the latest status of Offerpad Solutions, Inc. and discover Shariah compliant alternatives among the Halal stocks in the Tabadulat app.

How often is Offerpad Solutions, Inc. OPAD reviewed for Shariah compliance?

Tabadulat reviews Offerpad Solutions, Inc. OPAD for Shariah compliance every month. Each review applies the AAOIFI Shariah Standard No. 21 methodology, screening the company's business activities, non-permissible income, interest-bearing investments, interest-bearing debt, and preference shares, against the company's latest available financial data. The process operates under the direct supervision of Tabadulat's dedicated Shariah Supervisory Board of Islamic finance scholars. Because compliance depends on financial ratios that move with market capitalisation and reported results, a stock's status can change from one review to the next. Monthly screening ensures the status shown for Offerpad Solutions, Inc. reflects current financial data rather than an outdated assessment, and Tabadulat app users are notified if a holding in their portfolio becomes non-compliant.

Does Offerpad Solutions, Inc. OPAD pass the AAOIFI Non Permissible Income criteria?

Yes, as of September 2026, Offerpad Solutions, Inc. stock (OPAD) passes the AAOIFI non-permissible income screen. AAOIFI permits a small tolerance because large companies rarely avoid incidental impermissible income entirely, most often interest on cash balances. The ceiling is 5% of total revenue, and Offerpad Solutions, Inc. sits inside it in the latest screening. Even permissible levels of incidental impure income should still be purified: investors donate the corresponding share of dividends to charity, as reflected in the stock's purification factor. This screen is reassessed monthly using the company's latest financial disclosures.

Does Offerpad Solutions, Inc. OPAD pass the AAOIFI Interest Bearing Investments criteria?

No, as of September 2026, Offerpad Solutions, Inc. stock (OPAD) does not pass the AAOIFI interest-bearing investments screen. Under AAOIFI Shariah Standard No. 21, the cash a company places in interest-earning instruments (such as conventional deposits, bonds, treasury bills and money-market funds) must remain below 30% of its market capitalisation. Offerpad Solutions, Inc.'s interest-bearing investments currently exceed this 30% limit, meaning too large a share of the company's value derives from Riba-based instruments for the stock to qualify as Halal on this criterion. The ratio moves with both the balance sheet and the share price, and is reassessed monthly.

Does Offerpad Solutions, Inc. OPAD pass the AAOIFI Interest Bearing Debt criteria?

No, as of September 2026, Offerpad Solutions, Inc. stock (OPAD) does not pass the AAOIFI interest-bearing debt screen. Under AAOIFI Shariah Standard No. 21, a company's borrowings that accrue interest (conventional bank loans, bonds and similar Riba-based financing) must remain below 30% of its market capitalisation. Offerpad Solutions, Inc.'s interest-bearing debt currently exceeds this 30% limit, meaning the company relies on Riba-based financing beyond the level AAOIFI permits for a Halal investment. A company can return to compliance by reducing debt or through changes in market capitalisation, and the screen is reassessed monthly.

What is the dividend purification factor for Offerpad Solutions, Inc. OPAD stock?

Offerpad Solutions, Inc. (OPAD) is currently classified as not Shariah compliant, so no dividend purification factor applies, because purification factors are calculated only for stocks that pass the AAOIFI screens. Purification (Tazkiyah) is the practice of donating to charity the small portion of dividend income that stems from incidental non-permissible sources, such as interest earned on a compliant company's cash deposits. For non-compliant stocks the issue is not purification but eligibility: under AAOIFI Shariah Standard No. 21 the stock does not currently qualify as a Halal investment. If Offerpad Solutions, Inc. returns to compliance in a future monthly screening, its purification factor will be published alongside its updated status in the Tabadulat app.

Does Offerpad Solutions, Inc. OPAD pass the AAOIFI Preference Share screen?

Yes, as of September 2026, Offerpad Solutions, Inc. stock (OPAD) passes the AAOIFI preference share screen. AAOIFI Shariah Standard No. 21 prohibits investing in preference shares because they grant holders guaranteed or priority rights to dividends and capital ahead of ordinary shareholders, a structure that conflicts with the Shariah principle that investors should share profit and loss in proportion to their ownership. Offerpad Solutions, Inc. has no impermissible preference share structure affecting its ordinary shares, so the stock is compliant on this criterion. Like all AAOIFI screens, this is verified in each monthly review.

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Is Offerpad Solutions (OPAD) stock Halal?

NYSE

Shariah-Compliant

Not Shariah

As of the September 2026 screening, Offerpad Solutions, Inc. (OPAD) does not meet the AAOIFI Shariah Standard No. 21 threshold for the interest-bearing investments and interest-bearing debt screens, so the stock is not currently classified as Shariah compliant. It is re-screened every month and can regain compliance if its financial structure changes.

Sector:

Real Estate

Industry:

Real Estate Services

Employees:

200

Website:

https://www.offerpad.com

Market cap:

$21M

P/E ratio:

Dividend yield:

52-week range:

$0.57 - $7.05

Data as of:

3 September 2026

Screening history:

September 2026: FAIL

Offerpad Solutions operates as a real estate solutions platform in the United States. Its primary function is to simplify the home selling and buying process, catering especially to residential real estate markets. Offerpad provides homeowners with the flexibility to sell their homes directly to the company or through a traditional listing, facilitating a streamlined transaction experience. For Muslim investors, though, the most pressing question is simpler: is Offerpad Solutions a Halal investment?

Is Offerpad Solutions Shariah compliant?

Property itself is a permissible asset, which is why real estate attracts Halal investors. The screening question for Offerpad Solutions is how the portfolio is financed and whether rental income flows from impermissible tenants; the debt cap and the 5% income ceiling of AAOIFI Shariah Standard No. 21 carry the verdict.

Does Offerpad Solutions pass the business activity test?

The activity screen is only part of the picture this month: Offerpad Solutions currently fails the interest-bearing investments and interest-bearing debt screens, so the overall verdict is not compliant regardless of the business itself. The watch item is the tenant roll: rental income from impermissible businesses counts against the 5% ceiling.

Is Offerpad Solutions' income Halal?

Yes, within AAOIFI's tolerance. Offerpad Solutions' income from non-permissible sources stays below 5% of revenue in the September 2026 screening.

Does Offerpad Solutions meet AAOIFI's debt and investment ratio requirements?

No. Both ratios currently breach the 30% caps: interest bearing investments and interest bearing debt each exceed the limit AAOIFI permits for a Halal investment. The ratios move with the share price as well as the balance sheet, and our Shariah Supervisory Board has OPAD re-screened every month.

Tabadulat is an ADGM regulated brokerage whose license covers Shari'a Compliant Regulated Activities, as the FSRA permission names them. New to the terminology? Gharar and Maysir, Sukuk, Zakat and purification are all explained in plain English.

New to the four screens? Read REITs: Halal Real Estate for Muslim Investors

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