
Is CNB Financial Corp. (Pennsylvania) (CCNE) stock Halal?
September 2026 AAOIFI screening result for CNB Financial Corp. (Pennsylvania) (CCNE): non-permissible income, fail. Interest-bearing investments, pass. Interest-bearing debt, pass. Preference shares, pass. CNB Financial Corp. (Pennsylvania) is not currently Shariah compliant. Re-screened monthly against AAOIFI Shariah Standard No. 21.
CNB Financial (Pennsylvania) is a financial services company primarily providing banking products and services. As the holding company for CNB Bank, headquartered in Clearfield, Pennsylvania, it plays a significant role in community banking across various regions it serves. The company's primary function is to deliver consumer and commercial financial products, including deposit accounts, personal loans, mortgages, business loans, and wealth management services. Before any of that matters to a Muslim investor, one question comes first: is CNB Financial Corp. (Pennsylvania) stock Halal?
Is CNB Financial Corp. (Pennsylvania) Shariah compliant?
In financial services the activity screen carries the verdict more often than anywhere else: AAOIFI Shariah Standard No. 21 draws a hard line between fee based, permissible services and earning Riba as a business model. For CNB Financial Corp. (Pennsylvania), that distinction comes first, with the debt and investment ratios behind it.
Does CNB Financial Corp. (Pennsylvania) pass the business activity test?
The activity screen is only part of the picture this month: CNB Financial Corp. (Pennsylvania) currently fails the non-permissible income screen, so the overall verdict is not compliant regardless of the business itself. The watch item in this sector is the sharpest of all: revenue must come from permissible services, not from lending at interest.
Is CNB Financial Corp. (Pennsylvania)'s income Halal?
No. CNB Financial Corp. (Pennsylvania)'s income from impermissible sources currently exceeds AAOIFI's 5% revenue ceiling, which makes the stock non-compliant on this screen regardless of the others. The screen is reassessed monthly, so the status can change when new financial statements arrive.
Does CNB Financial Corp. (Pennsylvania) meet AAOIFI's debt and investment ratio requirements?
Yes. Both caps hold this month: interest bearing investments and interest bearing debt each stay below 30% of market capitalisation. Because the caps move with the share price, our Shariah Supervisory Board has CCNE re-screened every month, and the result above always shows the latest verdict.
Tabadulat is an ADGM regulated brokerage whose license covers Shari'a Compliant Regulated Activities, as the FSRA permission names them. New to the terminology? Gharar and Maysir, Sukuk, Zakat and purification are all explained in plain English.
New to the four screens? Read What is Riba? A Clear Guide for Ethical Muslim Investing



