
Is Bank7 (BSVN) stock Halal?
Bank7 Corp. (BSVN) is not Shariah compliant in the September 2026 AAOIFI screening: it fails the non-permissible income and interest-bearing investments screens. Tabadulat re-screens BSVN monthly, and a stock can return to compliance when new financial reports change its ratios.
Bank7 is a banking institution primarily engaged in providing personal and commercial banking services. Its operations include offering a variety of financial products such as checking and savings accounts, loans, credit facilities, and treasury management. With a focus on local communities, Bank7 serves individual clients, businesses, and Small to Medium Enterprises (SMEs) by providing tailored financial services that cater to their specific needs. Before any of that matters to a Muslim investor, one question comes first: is Bank7 stock Halal?
Is Bank7 Shariah compliant?
In financial services the activity screen carries the verdict more often than anywhere else: AAOIFI Shariah Standard No. 21 draws a hard line between fee based, permissible services and earning Riba as a business model. For Bank7, that distinction comes first, with the debt and investment ratios behind it.
Does Bank7 pass the business activity test?
The activity screen is only part of the picture this month: Bank7 currently fails the non-permissible income and interest-bearing investments screens, so the overall verdict is not compliant regardless of the business itself. The watch item in this sector is the sharpest of all: revenue must come from permissible services, not from lending at interest.
Is Bank7's income Halal?
No. Bank7's income from impermissible sources currently exceeds AAOIFI's 5% revenue ceiling, which makes the stock non-compliant on this screen regardless of the others. The screen is reassessed monthly, so the status can change when new financial statements arrive.
Does Bank7 meet AAOIFI's debt and investment ratio requirements?
Not in full. Interest bearing investments currently exceed the 30% cap, while the other ratio stays within it. One breach is enough to fail the screening; the ratios are reassessed monthly under our Shariah Supervisory Board.
Tabadulat is an ADGM regulated brokerage whose license covers Shari'a Compliant Regulated Activities, as the FSRA permission names them. New to the terminology? Gharar and Maysir, Sukuk, Zakat and purification are all explained in plain English.
New to the four screens? Read What is Riba? A Clear Guide for Ethical Muslim Investing



