Is Banco de Chile SA BCH stock halal to invest in?

No. As of February 2026, Banco de Chile (BCH) does not pass AAOIFI Shariah screening because non-permissible income and interest-bearing debt exceed the permitted limits. AAOIFI Standard No. 21 caps non-permissible income at 5% of revenue, and interest-bearing debt and investments at 30% of market capitalisation each. We re-screen monthly, so the status can change. Check the live verdict in the Tabadulat app.

How often is Banco de Chile SA BCH reviewed for Shariah compliance?

Tabadulat re-screens Banco de Chile (BCH) every month. Each review applies AAOIFI Shariah Standard No. 21 to the latest financial data: business activity, non-permissible income, interest-bearing investments and debt, and preference shares. Our Shariah Supervisory Board oversees the process. Ratios move with the market, so a verdict can change. App users are alerted if a holding turns non-compliant.

Does Banco de Chile SA BCH pass the AAOIFI Non Permissible Income criteria?

No. In the February 2026 screening, Banco de Chile's income from non-permissible sources is above AAOIFI's 5% revenue ceiling, so this screen currently fails. The screen covers interest, conventional finance, alcohol, gambling and tobacco. We re-check it every month, and the result can change with new financial reports.

Does Banco de Chile SA BCH pass the AAOIFI Interest Bearing Investments criteria?

Yes. Banco de Chile's interest-bearing investments stay below 30% of market capitalisation in the February 2026 screening, inside the AAOIFI limit. This covers conventional deposits, bonds and money-market instruments. The ratio is measured against market capitalisation, so it moves with the share price. That is why we re-screen every month.

Does STOCK pass the AAOIFI Interest Bearing Debt criteria?

No. In the February 2026 screening, Banco de Chile's interest-bearing debt is above AAOIFI's 30% market-capitalisation cap, so this screen currently fails. Market capitalisation changes daily, so the ratio can improve or worsen without new borrowing. We re-screen every month, and the status can change.

How can I check the latest Shariah compliance status of Banco de Chile SA stock?

No purification factor applies to Banco de Chile (BCH) right now. Factors are published only for stocks that pass AAOIFI screening, and BCH currently does not. Purification (Tazkiyah) means donating the small impure share of dividend income to charity. If BCH returns to compliance in a monthly review, its factor is published again.

Can the Shariah compliance status of Banco de Chile SA stock change?

Yes. Banco de Chile has no impermissible preference share structure, so it passes this AAOIFI screen as of February 2026. Preference shares promise holders fixed or priority dividends ahead of ordinary shareholders. That conflicts with the Shariah principle of sharing profit and loss in proportion to ownership. The screen is verified in every monthly review.

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Is Banco de Chile (BCH) stock Halal?

NYSE

Shariah-Compliant

Not Shariah

Sector:

Financial Services

Industry:

Banks - Regional

Employees:

11614

Website:

https://bancochile.cl

Market cap:

$21.4B

P/E ratio:

16.0

Dividend yield:

20.49%

52-week range:

$28.95 - $46.77

Data as of:

3 September 2026

Screening history:

Banco de Chile S.A. is a prominent financial institution providing comprehensive banking services in Chile and internationally. As a full-service bank, its primary function is to offer a wide array of financial products, including personal and corporate banking, lending, and investment services. The bank caters to individual customers, small to medium-sized enterprises (SMEs), and large corporations, reflecting its deep engagement across various sectors of the economy. Before any of that matters to a Muslim investor, one question comes first: is Banco de Chile stock Halal?

Is Banco de Chile Shariah compliant?

In financial services the activity screen carries the verdict more often than anywhere else: AAOIFI Shariah Standard No. 21 draws a hard line between fee based, permissible services and earning Riba as a business model. For Banco de Chile, that distinction comes first, with the debt and investment ratios behind it.

Does Banco de Chile pass the business activity test?

The activity screen is only part of the picture this month: Banco de Chile currently fails the non-permissible income and interest-bearing debt screens, so the overall verdict is not compliant regardless of the business itself. The watch item in this sector is the sharpest of all: revenue must come from permissible services, not from lending at interest.

Is Banco de Chile's income Halal?

No. Banco de Chile's income from impermissible sources currently exceeds AAOIFI's 5% revenue ceiling, which makes the stock non-compliant on this screen regardless of the others. The screen is reassessed monthly, so the status can change when new financial statements arrive.

Does Banco de Chile meet AAOIFI's debt and investment ratio requirements?

Not in full. Interest bearing debt currently exceeds the 30% cap, while the other ratio stays within it. One breach is enough to fail the screening; the ratios are reassessed monthly under our Shariah Supervisory Board.

Tabadulat is an ADGM regulated brokerage whose license covers Shari'a Compliant Regulated Activities, as the FSRA permission names them. New to the terminology? Gharar and Maysir, Sukuk, Zakat and purification are all explained in plain English.

New to the four screens? Read What is Riba? A Clear Guide for Ethical Muslim Investing

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